Hixson Credit & Debt Lawyer, Tennessee, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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David James Fulton

Corporate, Credit & Debt, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

620 Lindsay St, Chattanooga, TN 37403

Aaron Pascal Daniel

Credit & Debt, Juvenile Law, Criminal

Status: In Good Standing

CONTACT

100 W Martin Luther King Blvd, Chattanooga, TN 37402

Buck Dougherty

Bankruptcy & Debt, Credit & Debt, Construction, Bankruptcy, Banking & Finance

Status: In Good Standing Licensed: 22 Years

CONTACT

1418 Mccallie Ave, Chattanooga, TN 37404

Arthur C. Grisham

Insurance, Litigation, Credit & Debt, Business

Status: In Good Standing Licensed: 53 Years

CONTACT

6446 Laramie Cir, Chattanooga, TN 37421

Scott Raymond Maucere

Construction, Legislative Practice, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

Scott Maucere

Construction, Legislative Practice, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

Scott Raymond Maucere

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

6708 Heritage Business Ct, Chattanooga, TN 37421

James Allen Fields

Estate Planning, Credit & Debt, Corporate, Litigation

Status: In Good Standing Licensed: 40 Years

CONTACT

130 Jordan Dr, Chattanooga, TN 37421

Art Grisham

Business & Trade, Credit & Debt, Litigation, Personal Injury

Status: In Good Standing Licensed: 53 Years

CONTACT

7151 Lee Highway, Chattanooga, TN 37422

Arthur C. Grisham

Insurance, Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing

CONTACT

7151 Lee Hwy, Chattanooga, TN 37421

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Hixson Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

David James Fulton

Aaron Pascal Daniel

Buck Dougherty

Arthur C. Grisham

Scott Raymond Maucere

Scott Maucere

Scott Raymond Maucere

James Allen Fields

Art Grisham

Arthur C. Grisham

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

DEFINED CONTRIBUTION PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CURRENT MONTHLY INCOME

COLLECTION AGENCY

FORBEARANCE

ADMINISTRATIVE EXPENSES

SUBROGATION

CREDIT FILE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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