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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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7. Profile

Angelo A. Digangi

Credit & Debt

Status: Licensed: 34 Years

CONTACT

10105 Lefferts Blvd, South Richmond Hill, NY 11419

Anthony Robert Mordente

Real Estate, Business, Bankruptcy & Debt

Status:

CONTACT

16029 Union Tpke, Fresh Meadows, NY 11366

Aron B. Borukhov

Real Estate, Business, Bankruptcy & Debt

Status: Licensed: 26 Years

CONTACT

9717 64Th Rd, Rego Park, NY 11374

Avinoam Cohen

Immigration, Divorce & Family Law, DUI-DWI, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

11 Sunrise Plaza, Valley Stream, NY 11580

Barbara Wilkanowski

Motor Vehicle, Criminal, Collection, Household Mold

Status: Licensed: 36 Years

CONTACT

18927 39Th Ave, Flushing, NY 11358

Baya Whitman Harrison

International, Immigration, Divorce & Family Law, Corporate, Commercial Bankruptcy

Status: Licensed: 10 Years

CONTACT

3808 Union St, Flushing, NY 11354

Bonnie Lynn Mohr

Immigration, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

125-10 Queens Blvd, Kew Gardens, NY 11415

Brett Warren Hausthor

Health Care, Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

20939 23Rd Ave, Bayside, NY 11360

Brian P. Galligan

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status:

CONTACT

8401 Main St, Jamaica, NY 11435

Bright Dae-Jung Limm

International, Business, Bankruptcy & Debt

Status: Licensed: 13 Years

CONTACT

146-08 Liberty Avenue, Jamaica, NY 11435

800-923-0641

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Hollis Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Angelo A. Digangi

Anthony Robert Mordente

Aron B. Borukhov

Avinoam Cohen

Barbara Wilkanowski

Baya Whitman Harrison

Bonnie Lynn Mohr

Brett Warren Hausthor

Brian P. Galligan

Bright Dae-Jung Limm

TIPS

LEGAL TERMS

SUBROGATION

SETOFF

CREDIT INSURANCE

CREDIT COUNSELING

LIEN

MEANS TEST

S CORPORATION

DEFINED CONTRIBUTION PLAN

IRS EXPENSES

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