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Houghton Lake Heights Credit & Debt Lawyer, Michigan

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800-814-6700

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Troy B. Daniel

Trusts, Divorce, Contract, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  29 Years
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319 Lake St, Roscommon, MI 48653
Profile LAWPOINTS™24/100
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David T. McAndrew

Wills & Probate, Trusts, Estate Planning, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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651 Richard Drive, Harrison, MI 48625
Profile LAWPOINTS™51/100
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Adam Troy Vernon

Landlord-Tenant, Trusts, Credit & Debt, Juvenile Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
2373 S I 75 Business Loop, Grayling, MI 49738
Profile LAWPOINTS™22/100
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Tara S. Hovey

Family Law, Elder Law, Contract, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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195 S Main St, Harrison, MI 48625
Profile LAWPOINTS™34/100
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Corey J. Wiggins

Landlord-Tenant, Family Law, Business, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
437 E Division St, Cadillac, MI 49601
Profile LAWPOINTS™36/100
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Timothy R. Trichler

Wills & Probate, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  34 Years
CONTACT
2604 Sunnyside Dr., Cadillac, MI 49601
Profile LAWPOINTS™34/100
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Stephen Terrance Priestap

Estate Planning, Employee Rights, Elder Law, Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  18 Years
CONTACT
703 N. Morenci Avenue, Mio, MI 48647
Profile LAWPOINTS™32/100
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Jonathan R. Moothart

Litigation, Federal Appellate Practice, Contract, Consumer Bankruptcy, Personal Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
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9815 Miami Beach Rd, Williamsburg, MI 49690
Profile LAWPOINTS™32/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FCRA

See Fair Credit Reporting Act.

FDCPA

See Fair Debt Collections & Practices Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COLLATERAL

Property that guarantees payment of a secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

... at 1238, 44 Cal.Rptr.2d 352, 900 P.2d 601. When a mortgagee makes a full credit bid, the mortgage debt is satisfied, and the mortgage is extinguished. Bank of Three Oaks v. Lakefront Properties, 178 Mich.App. 551, 555, 444 NW2d 217 (1989). ...

Barth v. FIRST CONSUMER CREDIT, INC.

... arise under or relate to the contract. Defendant's alleged debt-collecting activities are inseparable from the credit relationship established by the terms of the installment contract. [1] Because plaintiffs' claims are arguably within ...

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

... [MCL 565.901(b).]. By contrast, defendant characterizes the Bensons' additional debt obligations secured by the mortgage as credit debt issued pursuant to their personal guaranty, which was secured by the mortgage. Importantly ...

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