Hufsmith Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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Andrew Jeb Bolton

Commercial Real Estate, Estate Planning, Family Law, Elder Law, Consumer Bankruptcy

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FREE CONSULTATION

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724 W. Main Street, Tomball, TX 77375

Aaron Deluca

Litigation, Litigation, Personal Injury, Consumer Bankruptcy

Status: Licensed: 30 Years

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21021 Springbrook Plaza Dr, Spring, TX 77379

Adrian Sigel

International Other, Credit & Debt, Family Law, Wills

Status: Licensed: 23 Years

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12 Windfellow Pl, Magnolia, TX 77381

Amanda Bedford Fox

Litigation, Business & Trade, Commercial Bankruptcy

Status: Licensed: 23 Years

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6502 Elmgrove Road, Spring, TX 77389

Donald Michael Stull

Construction, Litigation, Family Law, Credit & Debt

Status: Licensed: 35 Years

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312 High St, Tomball, TX 77375

Douglas Cole Grijalva

Environmental Law Other, Antitrust, Credit & Debt, Personal Injury

Status: Licensed: 45 Years

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21 E Wedgemere Cir, Magnolia, TX 77381

Esther Ann Bruner

Credit & Debt, Insurance, Elder Law, Commercial Real Estate

Status: Licensed: 22 Years

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207 Greylake Pl, Magnolia, TX 77354

Fredreck S Hudgens

Credit & Debt, Personal Injury, Employee Rights, Construction

Status: Licensed: 23 Years

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Hufsmith, TX 77377

Gregory Howard Wiley

Gift Taxation, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 21 Years

CONTACT

14090 Fm 2920 Rd, Hufsmith, TX 77377

Jason Alexander Hawks

International Other, Family Law, Criminal, Bankruptcy

Status: Licensed: 27 Years

CONTACT

Hufsmith, TX 77377

800-814-6700

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Hufsmith Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Andrew Jeb Bolton

Aaron Deluca

Adrian Sigel

Amanda Bedford Fox

Donald Michael Stull

Douglas Cole Grijalva

Esther Ann Bruner

Fredreck S Hudgens

Gregory Howard Wiley

Jason Alexander Hawks

TIPS

LEGAL TERMS

REAFFIRMATION

SUBROGATION

CREDIT REPORT

PRESUMED ABUSE

WINDING UP

AUTOMATIC STAY

UNSECURED DEBT

GUARANTOR

SETOFF

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