Hurstbourne Bankruptcy Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Leeann Thornhill

Foreclosure, Garnishment, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

Wasson & Thornill, PLLC, Louisville, KY 40220

Richard A. Schwartz

Workout, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

3339 Taylorsville Road, Louisville, KY 40205

Kenneth J. Henry

Accident & Injury, Divorce & Family Law, Bankruptcy, Civil & Human Rights, Education

Status: Licensed: 22 Years

FREE CONSULTATION

CONTACT

Henry & Associates, PLLC, Louisville, KY 40223

Kyle Perret Galloway

Commercial Leasing, Corporate, Business Organization, Bankruptcy

Status: Licensed: 22 Years

CONTACT

9625 Ormsby Station Road, Louisville, KY 40223

Anthony George Raluy

Public Finance, Wills, Corporate, Bankruptcy

Status:

CONTACT

101 Bullitt Lane, Louisville, KY 40222

Sarah Jane Gray

Trusts, Estate, Employee Rights, Bankruptcy

Status:

CONTACT

6009 Brownsboro Park Blvd, Louisville, KY 40207

Jeffrey Kyle McClain

Immigration, Criminal, Bankruptcy, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Blvd, Louisville, KY 40207

Wendy Leigh Groce-Smith

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Boulevard, Louisville, KY 40207

Robert William DeWees

Real Estate, Immigration, Bankruptcy, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Blvd, Louisville, KY 40207

Allison Elkins Cooper

General Practice

Status: Licensed: 10 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

800-814-6700

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CCCS

See Consumer Credit Counseling Service.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FCBA

See Fair Credit Billing Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Hurstbourne Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Leeann Thornhill

Richard A. Schwartz

Kenneth J. Henry

Kyle Perret Galloway

Anthony George Raluy

Sarah Jane Gray

Jeffrey Kyle McClain

Wendy Leigh Groce-Smith

Robert William DeWees

Allison Elkins Cooper

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

TRUTH IN LENDING ACT (TILA)

CREDIT COUNSELING

CCCS

MEETING OF CREDITORS

GARNISHMENT

IRS EXPENSES

FCBA

DEBIT CARD

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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