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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Joseph Kangata Githuku

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Accident & Injury, Commercial Bankruptcy, Bankruptcy & Debt, Divorce & Family Law

Joseph K. Githuku works with injured victims and their families across several types of personal injury cases. Injuries caused by the negligent or re... (more)

CONTACT

908-428-4296

9407 Harford Rd, Parkville, MD 21234

Harry M. Rifkin

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Personal Injury, DUI-DWI, Business, Bankruptcy

A native Baltimorean, Mr. Rifkin has spent his career helping people. He graduated college in three years from the George Washington University with... (more)

CONTACT

800-446-1960

7134 Pheasant Cross Drive, Baltimore, MD 21209

Jan Ingham Berlage

Litigation, Bankruptcy, Intellectual Property

Status: Licensed: 30 Years

FREE CONSULTATION

CONTACT

201 N. Charles Street, Baltimore, MD 21201

Eli Robbins

Real Estate, Lawsuit & Dispute, Government, Commercial Bankruptcy

Status:

CONTACT

40 W Chesapeake Ave, Towson, MD 21204

Brooke Schumm

Intellectual Property, Agriculture, Trusts, Consumer Bankruptcy

Status:

CONTACT

1 W Pennsylvania Ave, Towson, MD 21204

LaSheena Monicque Washington

Family Law, Commercial Bankruptcy, Personal Injury

Status:

CONTACT

100 W Pennsylvania Ave, Towson, MD 21204

David Harper Cole

Real Estate, Business, Commercial Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

305 W. Chesapeake Avenue, Towson, MD 21204

Marc Edward Shach

Business, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

305 W. Chesapeake Avenue, Towson, MD 21204

Bryan Michael Tillman

Landlord-Tenant, Litigation, Commercial Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: Licensed: 25 Years

CONTACT

417 Dunkirk Rd, Baltimore, MD 21212

David L Palmer

Traffic, Corporate, Bankruptcy, Personal Injury, Medical Malpractice

Status: Licensed: 27 Years

CONTACT

5905 Harford Rd, Baltimore, MD 21214

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Idlewylde Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Joseph Kangata Githuku

Harry M. Rifkin

Jan Ingham Berlage

Eli Robbins

Brooke Schumm

LaSheena Monicque Washington

David Harper Cole

Marc Edward Shach

Bryan Michael Tillman

David L Palmer

TIPS

LEGAL TERMS

MEANS TEST

CHAPTER 13 BANKRUPTCY

S CORPORATION

FRATERNAL BENEFIT SOCIETY BENEFITS

BANKRUPTCY TRUSTEE

CREDITOR

CURRENT MONTHLY INCOME

WINDING UP

LOSS DAMAGE WAIVER (LDW)

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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