Idlewylde Bankruptcy Lawyer, Maryland

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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Joseph Kangata Githuku

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Accident & Injury, Commercial Bankruptcy, Bankruptcy & Debt, Divorce & Family Law

Joseph K. Githuku works with injured victims and their families across several types of personal injury cases. Injuries caused by the negligent or re... (more)

CONTACT

908-428-4296

9407 Harford Rd, Parkville, MD 21234

Harry M. Rifkin

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Personal Injury, DUI-DWI, Business, Bankruptcy

A native Baltimorean, Mr. Rifkin has spent his career helping people. He graduated college in three years from the George Washington University with... (more)

CONTACT

800-446-1960

7134 Pheasant Cross Drive, Baltimore, MD 21209

Jan Ingham Berlage

Litigation, Bankruptcy, Intellectual Property

Status: Licensed: 30 Years

FREE CONSULTATION

CONTACT

201 N. Charles Street, Baltimore, MD 21201

Eli Robbins

Real Estate, Lawsuit & Dispute, Government, Commercial Bankruptcy

Status:

CONTACT

40 W Chesapeake Ave, Towson, MD 21204

Brooke Schumm

Intellectual Property, Agriculture, Trusts, Consumer Bankruptcy

Status:

CONTACT

1 W Pennsylvania Ave, Towson, MD 21204

LaSheena Monicque Washington

Family Law, Commercial Bankruptcy, Personal Injury

Status:

CONTACT

100 W Pennsylvania Ave, Towson, MD 21204

David Harper Cole

Real Estate, Business, Commercial Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

305 W. Chesapeake Avenue, Towson, MD 21204

Marc Edward Shach

Business, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

305 W. Chesapeake Avenue, Towson, MD 21204

Bryan Michael Tillman

Landlord-Tenant, Litigation, Commercial Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: Licensed: 25 Years

CONTACT

417 Dunkirk Rd, Baltimore, MD 21212

David L Palmer

Traffic, Corporate, Bankruptcy, Personal Injury, Medical Malpractice

Status: Licensed: 27 Years

CONTACT

5905 Harford Rd, Baltimore, MD 21214

800-814-6700

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FCRA

See Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Idlewylde Bankruptcy Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Joseph Kangata Githuku

Harry M. Rifkin

Jan Ingham Berlage

Eli Robbins

Brooke Schumm

LaSheena Monicque Washington

David Harper Cole

Marc Edward Shach

Bryan Michael Tillman

David L Palmer

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

TRADE DRESS

GARNISHMENT

FCRA

CREDIT REPORT

CREDIT BUREAU

COLLECTION AGENCY

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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