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Richard Shea
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Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

Let us help you relieve stress from debt now.

800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Richard John Shea

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Bankruptcy & Debt, Consumer Protection

Quality, Compassionate Representation

Richard Shea graduated from California State Polytechnic University, Pomona with a Bachelor of Science degree in Hotel & Restaurant Management in 1995... (more)

FREE CONSULTATION

CONTACT

800-948-4710

6100 North Keystone Ave., Indianapolis, IN 46220

J. Andrew Sawin

Bankruptcy & Debt, Consumer Protection

Quality, Compassionate Representation

Andrew Sawin received his Bachelor of Arts degree from Indiana University in 1989 and his Doctor of Jurisprudence from Indiana University School of La... (more)

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317-255-2600

6100 North Keystone Ave., Indianapolis, IN 46220

Eugene Gregory Mogilevsky

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Divorce & Family Law, Immigration, Bankruptcy & Debt, Real Estate, Lawsuit & Dispute

Welcome to the Law Offices of Eugene Mogilevsky!

Eugene Mogilevsky received his Juris Doctorate from Indiana University School of Law at Indianapolis in 2006. He graduated from Indiana University Pur... (more)

CONTACT

800-972-6531

9963 Crosspoint Boulevard, Indianapolis, IN 46256

Terrence Patrick Kirby

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Criminal, Bankruptcy & Debt, Divorce & Family Law

Terrence P. Kirby has 35 years of experience working both in and out of courtrooms, with clients of all ages and backgrounds. Our office handles Crim... (more)

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800-773-2910

4216 North College Avenue, Indianapolis, IN 46205

Eric Collins Redman

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Bankruptcy & Debt

Rick Redman represents clients at the state, federal and appellate court level. He focuses his practice on the following areas of law:Corporate Law an... (more)

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CONTACT

317-715-1832

151 North Delaware Street, Indianapolis, IN 46204

Richard P. Batesky

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Accident & Injury, Bankruptcy & Debt, Health Care

Attorney Richard Batesky has devoted nearly 30 years of his life to helping his clients receive compensation after a car accident, construction site a... (more)

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CONTACT

317-638-3471

22 East Washington St., Indianapolis, IN 46204

David L. Simmons

Construction, Government Contract, Corporate, Bankruptcy

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736 Hanover Place, Carmel, IN 46032

Brian D. Schellenberg

Real Estate, Bankruptcy & Debt

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3209 West Smith Valley Road, Greenwood, IN 46142

Jennifer L. Thornburg

Family Law, Child Support, Divorce, Bankruptcy

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5680 Caito Drive, Indianapolis, IN 46226

Lisa Marie Joachim

Alimony & Spousal Support, Adoption, Bankruptcy Litigation, Bankruptcy

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3750 Kentucky Avenue, Indianapolis, IN 46221

800-814-6700

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Indianapolis Bankruptcy & Debt Lawyer, Indiana

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Richard John Shea

J. Andrew Sawin

Eugene Gregory Mogilevsky

Terrence Patrick Kirby

Eric Collins Redman

Richard P. Batesky

David L. Simmons

Brian D. Schellenberg

Jennifer L. Thornburg

Lisa Marie Joachim

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LEGAL TERMS

INTEREST

GARNISHMENT

LIMITED LIABILITY

GUARANTOR

PREFERENCE

IRS EXPENSES

401(K) PLAN

ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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