Ingram Reorganization Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brandon Kibert

Juvenile Law, Federal Appellate Practice, Family Law, Reorganization, Bankruptcy

Status: Licensed: 13 Years

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Middlesboro, KY 40965

Whitney M Howard

Insurance, Credit & Debt, Personal Injury, Social Security, Civil Rights

Status:

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Pineville, KY 40977

Christopher F Douglas

General Practice

Status:

CONTACT

Pineville, KY 40977

John Michael Gambrel

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law, Employment

Status:

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Pineville, KY 40977

Jeffery Wade Helton

General Practice

Status:

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Pineville, KY 40977

Kirsten Renae Clancy

General Practice

Status: Licensed: 9 Years

CONTACT

700 Pitzer Street, Barbourville, KY 40906

Thomas Paul Miceli

General Practice

Status: Licensed: 10 Years

CONTACT

114 Court Square, Barbourville, KY 40906

Lois Renfro Morris

Public Interest Law, Bankruptcy

Status:

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Barbourville, KY 40906

Guy Earl Millward

Accident & Injury, Bankruptcy & Debt, Criminal

Status:

FREE CONSULTATION

CONTACT

Millward and Castle, Barbourville, KY 40906

Lois Renfro-Morris

Public Interest Law, Bankruptcy

Status:

CONTACT

Barbourville, KY 40906

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Ingram Reorganization Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Brandon Kibert

Whitney M Howard

Christopher F Douglas

John Michael Gambrel

Jeffery Wade Helton

Kirsten Renae Clancy

Thomas Paul Miceli

Lois Renfro Morris

Guy Earl Millward

Lois Renfro-Morris

TIPS

LEGAL TERMS

AUTOMATIC STAY

TRUTH IN LENDING ACT (TILA)

CREDITOR

ADMINISTRATIVE EXPENSES

ACCORD AND SATISFACTION

FAIR CREDIT BILLING ACT (FCBA)

SETOFF

ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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