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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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John Kallabat

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

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Kallabat & Associates PC, Farmington Hills, MI 48334

Michael J. Thomas

Landlord-Tenant, Foreclosure, Contract, Credit & Debt

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615 Griswold St, Detroit, MI 48226

Stephen P. Stella

Landlord-Tenant, Contract, Banking & Finance, Credit & Debt

Status: Licensed: 44 Years

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645 Griswold St, Detroit, MI 48226

Morris B. Lefkowitz

Bankruptcy, Business Organization, Real Estate, Credit & Debt

Status: Licensed: 45 Years

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29777 Telegraph Rd, Southfield, MI 48034

Megan Bernet Odell

Sales & Use Tax, Landlord-Tenant, Contract, Credit & Debt

Status: Licensed: 24 Years

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34975 W 12 Mile Rd, Farmington, MI 48331

Jay S. Kalish

Litigation, Federal Appellate Practice, Business, Credit & Debt

Status: Licensed: 49 Years

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2000 Town Ctr, Southfield, MI 48075

Jeffrey B. Linden

Divorce, Elder Law, Contract, Credit & Debt

Status: Licensed: 32 Years

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30150 Telegraph Rd, Franklin, MI 48025

Kenneth L. Gross

Social Security, Employee Rights, Elder Law, Contract, Credit & Debt

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30150 Telegraph Rd, Franklin, MI 48025

Robert S. Hollander

Landlord-Tenant, Federal Appellate Practice, Contract, Credit & Debt

Status: Licensed: 44 Years

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30300 Northwestern Hwy, Farmington, MI 48334

Scott F. Smith

Landlord-Tenant, Class Action, Constitutional Law, Credit & Debt

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30833 Northwestern Hwy, Farmington, MI 48334

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FDCPA

See Fair Debt Collections & Practices Act.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Inkster Credit & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John Kallabat

Michael J. Thomas

Stephen P. Stella

Morris B. Lefkowitz

Megan Bernet Odell

Jay S. Kalish

Jeffrey B. Linden

Kenneth L. Gross

Robert S. Hollander

Scott F. Smith

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

FDCPA

ABUSE

REDEMPTION

PRESUMED ABUSE

MEANS TEST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 7 BANKRUPTCY

FAIR CREDIT BILLING ACT (FCBA)

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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