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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William C. Kersten

Estate Planning, Workers' Compensation, Bankruptcy, Medical Malpractice, Contract

Status: In Good Standing Licensed: 36 Years

FREE CONSULTATION

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38 Corporate Park, Irvine, CA 92606

John Hamilton

Workers' Compensation, Bankruptcy, Contract, Personal Injury, Criminal

Status: In Good Standing

FREE CONSULTATION

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39 Chadwick, Irvine, CA 92618

Halli Baum Heston

Wills & Probate, Trusts, Estate Planning, Bankruptcy, Collection

Status: In Good Standing Licensed: 45 Years

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19700 Fairchild Rd., Irvine, CA 92612

William L Huestis

Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

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4000 Macarthur Blvd., #600, Newport Beach, CA 92660

Debra Marshall Dietrich

Real Estate, Foreclosure, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 39 Years

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4750 Von Karman Ave, Newport Beach, CA 92660

Arash Shirdel

Bankruptcy & Debt, Employment, Lawsuit & Dispute, Business, Collection

Status: In Good Standing Licensed: 18 Years

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200 Sandpointe Ave, Santa Ana, CA 92707

Elliott H Stone

Credit & Debt, Collection, Bankruptcy & Debt, Lawsuit & Dispute

Status: In Good Standing Licensed: 15 Years

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4570 Campus Dr, Newport Beach, CA 92660

James Lee Huffman

Bankruptcy Litigation, Consumer Bankruptcy, Dissolution, Bankruptcy

Status: In Good Standing

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7700 Irvine Center Drive, Irvine, CA 92618

Paul E. Van Hoomissen

Complex Litigation, Litigation, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 29 Years

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3121 Michelson Dr, Irvine, CA 92612

Michael Gary Martin

Bankruptcy, Collection, Credit & Debt, Wills & Probate

Status: In Good Standing Licensed: 41 Years

FREE CONSULTATION

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4199 Campus Drive, Irvine, CA 92612

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Irvine Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

William C. Kersten

John Hamilton

Halli Baum Heston

William L Huestis

Debra Marshall Dietrich

Arash Shirdel

Elliott H Stone

James Lee Huffman

Paul E. Van Hoomissen

Michael Gary Martin

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LEGAL TERMS

NONEXEMPT PROPERTY

REAFFIRMATION

DISCHARGEABLE DEBTS

CREDIT INSURANCE

GUARANTOR

SECURED DEBT

FRAUDULENT TRANSFER

CHAPTER 13 BANKRUPTCY

AUTOMATIC STAY

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