Richmond Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

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825 Washington, Oakland, CA 94607

Len Watkins

Antitrust, Bankruptcy, Products Liability, Wills & Probate

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125 Park Place, Richmond, CA 94801

Law Dowe

Bankruptcy & Debt, Immigration

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13925 San Pablo Ave, San Pablo, CA 94806

Karen Ann Wargo

Tax, Consumer Bankruptcy, Bankruptcy & Debt

Status: Licensed: 37 Years

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125 W Richmond Ave, Richmond, CA 94801

Hermin Adella Dowe

Immigration, Bankruptcy & Debt

Status: Licensed: 36 Years

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13925 San Pablo Ave, San Pablo, CA 94806

John Harriman Corcoran

Land Use & Zoning, Litigation, Contract, Credit & Debt

Status: Licensed: 18 Years

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1110 Mar West St, Belvedere Tiburon, CA 94920

Sharron S K Williamsgelobter

Litigation, Immigration, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 22 Years

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11135 San Pablo Avenue, El Cerrito, CA 94530

Peter H. Liederman

Personal Injury, Credit & Debt, Contract, Civil Rights, Environmental Law

Status: Licensed: 26 Years

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2444 Russell St, Berkeley, CA 94705

Lynde Selden

Litigation, Lawsuit & Dispute, Commercial Bankruptcy, Medical Malpractice

Status: Licensed: 25 Years

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586 Virginia Dr, Belvedere Tiburon, CA 94920

Darya S. Druch

Bankruptcy & Debt, Foreclosure

Status: Licensed: 37 Years

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1305 Franklin St, Oakland, CA 94612

800-814-6700

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Richmond Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Jeff D. Hoffman

Len Watkins

Law Dowe

Karen Ann Wargo

Hermin Adella Dowe

John Harriman Corcoran

Sharron S K Williamsgelobter

Peter H. Liederman

Lynde Selden

Darya S. Druch

TIPS

LEGAL TERMS

PREFERENCE

WORKOUT

NO-FAULT INSURANCE

CREDITOR

INTEREST

CYBERSQUATTING

PRESUMED ABUSE

LOSS DAMAGE WAIVER (LDW)

REAFFIRMATION

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