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Carl Gustafson
About | Practice Areas
Lincoln Law
1525 Contra Costa Blvd Pleasant Hill, CA 94523» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

801-224-8282
1. Carl Gustafson Pleasant Hill, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lawrence L. Szabo

Bankruptcy, Consumer Protection, Lawsuit & Dispute, Ethics, Credit & Debt

Status: Licensed: 47 Years

CONTACT

3608 Grand Ave, Oakland, CA 94610

Peter Hadiaris

Employment, Bankruptcy & Debt, Credit & Debt, Bankruptcy

Status: Licensed: 40 Years

CONTACT

23 Pleasant Lane, San Rafael, CA 94901

Robert Lawrence Pollak

Other, Lawsuit & Dispute, Commercial Banks, Commercial Bankruptcy, Personal Injury

Status:

CONTACT

1000 4Th St, San Rafael, CA 94901

Daniel Timothy Lebel

Workers' Compensation, Bankruptcy, Products Liability, Class Action, Mass Torts

Status: Licensed: 19 Years

CONTACT

3 Embarcadero Center, San Francisco, CA 94111

Michael Panah

Accident & Injury, Bankruptcy, Business, Personal Injury

Status:

CONTACT

21 Orinda Way, Orinda, CA 94563

J Michael Kelly

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 56 Years

CONTACT

3 Embarcadero Center, San Francisco, CA 94111

J. Michael Kelly

Bankruptcy

Status: Licensed: 56 Years

CONTACT

3 Embarcadero Center, San Francisco, CA 94111

Nicolas De Lancie

Bankruptcy, Business, Civil Rights, Wills & Probate, Electronic Commerce

Status:

CONTACT

2 Embarcadero Ctr, San Francisco, CA 94111

Richard Alan Rogan

Electronic Commerce, Banking & Finance, Business, Bankruptcy

Status:

CONTACT

2 Embarcadero Ctr, San Francisco, CA 94111

Yasmine Suzanne Mehmet

Credit & Debt, Business, Civil Rights, Family Law, Real Estate

Status: Licensed: 27 Years

CONTACT

640 Washington St, San Francisco, CA 94111

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Richmond Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Lawrence L. Szabo

Peter Hadiaris

Robert Lawrence Pollak

Daniel Timothy Lebel

Michael Panah

J Michael Kelly

J. Michael Kelly

Nicolas De Lancie

Richard Alan Rogan

Yasmine Suzanne Mehmet

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LEGAL TERMS

DEBIT CARD

GRACE PERIOD

REAFFIRMATION

CREDIT INSURANCE

DISPOSABLE INCOME

LIMITED LIABILITY

REPOSSESSION

BANKRUPTCY TRUSTEE

UNSECURED DEBT

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