Ixonia Bankruptcy & Debt Lawyer, Wisconsin

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Beth M Brockmeyer

Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Erika A. Miller

Bankruptcy, Criminal, DUI-DWI, Divorce
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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Jeremy Joseph Geisel

Family Law, Collection, Labor Law, Child Support
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

John V. Burns

Estate Planning, Family Law, Criminal, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Brendan Lee McAvoy

Estate, Real Estate, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  11 Years

Bruce A. Lanser

Personal Injury, Bankruptcy & Debt, Sexual Harassment, Workout
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  44 Years

Bruce C. Davidson

Environmental Law Other, Business, Bankruptcy, Products Liability
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  55 Years

Charles Francis Hart

Commercial Bankruptcy, Health Care, Elder Law, Family Law, Estate Planning
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  46 Years

Daniel J. Brink

Products Liability, Bankruptcy, Business, International
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  46 Years

Daniel S. Grable

Power of Attorney, Real Estate, Health Care Other, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  57 Years

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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