Jericho Collection Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Owen M. Robinson

Collection

Status: Licensed: 39 Years

CONTACT

165 Eileen Way, Syosset, NY 11791

Bradley T. Slover

Corporate, Contract, Business Organization, Collection

Status: Licensed: 16 Years

CONTACT

173 School St, Old Westbury, NY 11590

Robert Michael Adelberg

Collection

Status: Licensed: 50 Years

CONTACT

12 Garnet Ln, Plainview, NY 11803

Eric Bennett Schultz

Landlord-Tenant, Real Estate, Lawsuit & Dispute, Discrimination, Collection

Status: Licensed: 45 Years

CONTACT

1 Scott Pl, Plainview, NY 11803

Thomas Peter Rosicki

Collection

Status: Licensed: 28 Years

CONTACT

998C Old Country Rd, Plainview, NY 11803

Cynthia G. Rosicki

Real Estate, Collection

Status: Licensed: 38 Years

CONTACT

998C Old Country Rd, Plainview, NY 11803

Mitchell Gary Slamowitz

Government, Collection

Status: Licensed: 40 Years

CONTACT

199 Crossways Park Dr, Woodbury, NY 11797

Amelia Kunis

Collection

Status: Licensed: 25 Years

CONTACT

199 Crossways Park Dr, Woodbury, NY 11797

Alicia S. Bursky-Stillman

Collection

Status: Licensed: 28 Years

CONTACT

199 Crossways Park Dr, Woodbury, NY 11797

Carol Anne Van Houten

Collection

Status: Licensed: 18 Years

CONTACT

199 Crossways Park Dr, Woodbury, NY 11797

800-814-6700

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800-943-8690

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Jericho Collection Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Owen M. Robinson

Bradley T. Slover

Robert Michael Adelberg

Eric Bennett Schultz

Thomas Peter Rosicki

Cynthia G. Rosicki

Mitchell Gary Slamowitz

Amelia Kunis

Alicia S. Bursky-Stillman

Carol Anne Van Houten

TIPS

LEGAL TERMS

INTEREST

GRACE PERIOD

LOSS DAMAGE WAIVER (LDW)

GARNISHMENT

TOXIC TORT

REAFFIRMATION

NONDISCHARGEABLE DEBTS

DISPOSABLE INCOME

DISCHARGEABLE DEBTS

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