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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kim A. Tran

Bankruptcy Litigation, Collection, Contract, Credit & Debt

Status:

CONTACT

9400 North Broadway, Oklahoma City, OK 73114

Elizabeth Honeywell Gray

Contract, Credit & Debt, Real Estate, Workers' Compensation

Status:

FREE CONSULTATION

CONTACT

4101 Perimeter Center Drive, Oklahoma City, OK 73112

Deborah A. Peterson

Credit & Debt

Status: Licensed: 44 Years

CONTACT

3920 Anadarko Rd, Edmond, OK 73013

Deborah Albers Peterson

Credit & Debt

Status:

CONTACT

3920 Anadarko Rd, Edmond, OK 73013

Jeffrey C. Grotta

Employment, Insurance, Corporate, Credit & Debt

Status: Licensed: 7 Years

CONTACT

9505 North Kelley Avenue, Oklahoma City, OK 73131

Scott C. Sublett

Bankruptcy, Corporate, Contract, Credit & Debt

Status:

CONTACT

9400 N Broadway Ave, Oklahoma City, OK 73114

Brian David Goodrich

Oil & Gas, Health Care Other, Banking & Finance, Credit & Debt

Status: Licensed: 20 Years

CONTACT

501 Nw Grand Blvd, Oklahoma City, OK 73118

Jennifer Leigh Barger

Administrative Law, Credit & Debt, Personal Injury, Employee Rights

Status: Licensed: 23 Years

CONTACT

100 North University Drive, Edmond, OK 73034

Joe Earl Edwards

Litigation, Oil & Gas, Securities, Credit & Debt

Status:

CONTACT

324 North Robinson Avenue, Oklahoma City, OK 73102

Clayton David Ketter

Landlord-Tenant, Litigation, Credit & Debt, Bankruptcy

Status:

CONTACT

101 N Robinson Ave, Oklahoma City, OK 73102

800-814-6700

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

... [4] Home Depot stipulated that Monogram Bank of Georgia (Monogram & GE Capital were two of the private label credit card issuers) owned the accounts, and that Monogram included a bad debt deduction under Â§ 166, IRC on its federal tax return. ...

Capital One Bank, NA v. Parsons

... We find attorney fees are recoverable here and reverse the decision of the trial court. Â¶ 2 On December 27, 2005, Capital One Bank (Capital) filed a lawsuit on an open account alleging a credit card debt owed to it by William T. Parsons, III. ...

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

... the origin of 961 its anti-deficiency statute [6] and concluded equity required the same rule (that the judgment debtor be allowed a credit against its debt for the sum representing the fair market value of the property sold) be applied to execution sales on judgment liens. ...

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Jones Credit & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Kim A. Tran

Elizabeth Honeywell Gray

Deborah A. Peterson

Deborah Albers Peterson

Jeffrey C. Grotta

Scott C. Sublett

Brian David Goodrich

Jennifer Leigh Barger

Joe Earl Edwards

Clayton David Ketter

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

UNDUE HARDSHIP

FDCPA

FAIR LABOR STANDARDS ACT (FLSA)

PRESUMED ABUSE

BANKRUPTCY TRUSTEE

CHAPTER 7 BANKRUPTCY

AUTOMATIC STAY

GARNISHMENT

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

Capital One Bank, NA v. Parsons

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

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