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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patrick Mcgettigan Irwin

Employment Discrimination, Contract, Collection, Personal Injury

Status: Licensed: 25 Years

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106 N Laurel St, Port Angeles, WA 98362

Joseph Bennett Wolfley

Accident & Injury, Contract, Credit & Debt, Malpractice, Medical Malpractice

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713 E 1St St, Port Angeles, WA 98362

Robert N. Tulloch

Commercial Real Estate, Estate Planning, Corporate, Commercial Bankruptcy

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206 S Lincoln St, Port Angeles, WA 98362

John R. Rutz

Litigation, Estate Planning, Insurance, Commercial Bankruptcy

Status: Licensed: 51 Years

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804 S Oak St, Port Angeles, WA 98362

Ariel Jasmine Speser

Foreclosure, Family Law, Civil Rights, Consumer Bankruptcy

Status: Licensed: 14 Years

CONTACT

115 E Railroad Ave, Port Angeles, WA 98362

Lindsay Taylor Thompson

Civil Rights, Business & Trade, Commercial Bankruptcy, Electronic Commerce

Status: Licensed: 40 Years

CONTACT

1212 1/2 W 17Th St, Port Angeles, WA 98363

Kevin R. Hansen

Family Law, Criminal, Bankruptcy

Status: Licensed: 42 Years

CONTACT

1607 E Front St, Port Angeles, WA 98362

Patricia Lee Jackson

Estate Planning, Family Law, Civil Rights, Collection, Divorce

Status: Licensed: 44 Years

CONTACT

Carlsborg, WA 98324

Sandra Wilton

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: Licensed: 32 Years

CONTACT

65 Juniper Mobile Est, Sequim, WA 98382

Alan E. Millet

Landlord-Tenant, Estate Planning, Business & Trade, Commercial Bankruptcy

Status:

CONTACT

Sequim, WA 98382

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COLLATERAL

Property that guarantees payment of a secured debt.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

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Joyce Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Patrick Mcgettigan Irwin

Joseph Bennett Wolfley

Robert N. Tulloch

John R. Rutz

Ariel Jasmine Speser

Lindsay Taylor Thompson

Kevin R. Hansen

Patricia Lee Jackson

Sandra Wilton

Alan E. Millet

TIPS

LEGAL TERMS

401(K) PLAN

UNDUE HARDSHIP

BULK SALES LAW

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NONDISCHARGEABLE DEBTS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLECTION AGENCY

COLLATERAL

S CORPORATION

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