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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patrick Mcgettigan Irwin

Employment Discrimination, Contract, Collection, Personal Injury

Status: Licensed: 25 Years

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106 N Laurel St, Port Angeles, WA 98362

Joseph Bennett Wolfley

Accident & Injury, Contract, Credit & Debt, Malpractice, Medical Malpractice

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713 E 1St St, Port Angeles, WA 98362

Robert N. Tulloch

Commercial Real Estate, Estate Planning, Corporate, Commercial Bankruptcy

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206 S Lincoln St, Port Angeles, WA 98362

John R. Rutz

Litigation, Estate Planning, Insurance, Commercial Bankruptcy

Status: Licensed: 51 Years

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804 S Oak St, Port Angeles, WA 98362

Ariel Jasmine Speser

Foreclosure, Family Law, Civil Rights, Consumer Bankruptcy

Status: Licensed: 14 Years

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115 E Railroad Ave, Port Angeles, WA 98362

Lindsay Taylor Thompson

Civil Rights, Business & Trade, Commercial Bankruptcy, Electronic Commerce

Status: Licensed: 40 Years

CONTACT

1212 1/2 W 17Th St, Port Angeles, WA 98363

Kevin R. Hansen

Family Law, Criminal, Bankruptcy

Status: Licensed: 42 Years

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1607 E Front St, Port Angeles, WA 98362

Patricia Lee Jackson

Estate Planning, Family Law, Civil Rights, Collection, Divorce

Status: Licensed: 44 Years

CONTACT

Carlsborg, WA 98324

Sandra Wilton

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: Licensed: 32 Years

CONTACT

65 Juniper Mobile Est, Sequim, WA 98382

Alan E. Millet

Landlord-Tenant, Estate Planning, Business & Trade, Commercial Bankruptcy

Status:

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Sequim, WA 98382

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Joyce Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Patrick Mcgettigan Irwin

Joseph Bennett Wolfley

Robert N. Tulloch

John R. Rutz

Ariel Jasmine Speser

Lindsay Taylor Thompson

Kevin R. Hansen

Patricia Lee Jackson

Sandra Wilton

Alan E. Millet

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

DEFINED CONTRIBUTION PLAN

COSIGNER

SECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR CREDIT BILLING ACT (FCBA)

HOUSEHOLDER

DISCHARGE (OF DEBTS)

INTEREST

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