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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Mindy Lee Zoghlin

State and Local, State and Local, Environmental Law, Divorce, Collection

Status: Licensed: 41 Years

CONTACT

300 State St, Rochester, NY 14614

Morris Louis Horwitz

Commercial Real Estate, Collection, Bankruptcy

Status: Licensed: 50 Years

CONTACT

243 Old Lyme Dr, Buffalo, NY 14221

Robert L. Jacobson

Collection

Status: Licensed: 44 Years

CONTACT

1080 Pittsford Victor Rd, Pittsford, NY 14534

Robert Joseph Lunn

Mediation, Arbitration, Collection, Car Accident

Status: Licensed: 50 Years

CONTACT

2 State St, Rochester, NY 14614

Scott Anthony Bylewski

Divorce, DUI-DWI, Collection, Products Liability

Status: Licensed: 26 Years

CONTACT

5861 Goodrich Rd, Clarence Center, NY 14032

Sherree Meadows

Collection

Status: Licensed: 34 Years

CONTACT

88 W Utica St, Buffalo, NY 14209

Steven Phillip Grodensky

Real Estate, Traffic, Lawsuit & Dispute, Estate, Collection

Status: Licensed: 24 Years

CONTACT

2171 Monroe Ave, Rochester, NY 14618

Theron Edwin Howard

Foreclosure, State Government, Estate Planning, Banking & Finance, Collection

Status: Licensed: 48 Years

CONTACT

15 Clay St, Le Roy, NY 14482

Vincent Gregory Lo Tempio

Intellectual Property, DUI-DWI, Collection, Products Liability

Status:

CONTACT

8433 William Smith Way, Buffalo, NY 14221

William Ilecki

Constitutional Law, Collection, Bankruptcy & Debt

Status:

CONTACT

1 Delaware Rd, Tonawanda, NY 14217

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT FILE

See credit report.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

COLLATERAL

Property that guarantees payment of a secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Kent Collection Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mindy Lee Zoghlin

Morris Louis Horwitz

Robert L. Jacobson

Robert Joseph Lunn

Scott Anthony Bylewski

Sherree Meadows

Steven Phillip Grodensky

Theron Edwin Howard

Vincent Gregory Lo Tempio

William Ilecki

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

DEFINED CONTRIBUTION PLAN

SECRET WARRANTY PROGRAM

TRUTH IN LENDING ACT (TILA)

DISPOSABLE INCOME

CREDIT FILE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

COLLATERAL

ADMINISTRATIVE EXPENSES

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