Kent County, MI Bankruptcy & Debt Lawyers, page 6

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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3. Articles
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Lisa M. Feistritzer

Consumer Rights, Business, Consumer Bankruptcy

Status: Licensed: 24 Years

CONTACT

7546 Leyton Dr Se, Ada, MI 49301

James R. Oppenhuizen

Bankruptcy, Estate Planning, Family Law, Litigation

Status: Licensed: 20 Years

CONTACT

2810 E Beltline Ln Ne, Grand Rapids, MI 49525

Gregory J. Ekdahl

Litigation, Corporate, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

230 E Fulton Street, Grand Rapids, MI 49503

Joseph Eugene Belsito

Consumer Rights, Administrative Law, Business, Consumer Bankruptcy

Status: Licensed: 20 Years

CONTACT

45 Ottawa Ave Sw, Grand Rapids, MI 49503

Jeffrey Raymond Portko

Motor Vehicle, Wrongful Termination, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status:

CONTACT

1430 Michigan St Ne, Grand Rapids, MI 49503

Jeffrey K. Vanhattum

Litigation, Estate, Divorce & Family Law, Consumer Bankruptcy, Property Damage

Status: Licensed: 40 Years

CONTACT

1750 Leonard St Ne, Grand Rapids, MI 49505

Thomas H. Toft

Tax, Consumer Bankruptcy

Status: Licensed: 18 Years

CONTACT

25 Division Ave South, Grand Rapids, MI 49503

Martin Blase Mead

Litigation, Employee Rights, Administrative Law, Consumer Bankruptcy

Status: Licensed: 39 Years

CONTACT

29 Pearl St Nw, Grand Rapids, MI 49503

Miriam Jane Aukerman

Criminal, Collection

Status: Licensed: 24 Years

CONTACT

1514 Wealthy St Se, Grand Rapids, MI 49506

John Patrick Smith

Consumer Rights, Consumer Bankruptcy

Status: Licensed: 18 Years

CONTACT

25 Division Ave South, Grand Rapids, MI 49503

800-814-6700

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Kent County, MI Bankruptcy & Debt Lawyers, page 6

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Lisa M. Feistritzer

James R. Oppenhuizen

Gregory J. Ekdahl

Joseph Eugene Belsito

Jeffrey Raymond Portko

Jeffrey K. Vanhattum

Thomas H. Toft

Martin Blase Mead

Miriam Jane Aukerman

John Patrick Smith

TIPS

LEGAL TERMS

UNSECURED DEBT

PRIORITY DEBT

FAIR CREDIT REPORTING ACT (FCRA)

CREDITOR

PRESUMED ABUSE

GARNISHMENT

401(K) PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

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