Kingston Mines Workout Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Lynne M. Binkele

Estate Planning, Adoption, Elder Law, Collection

Status: Licensed: 29 Years

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101 Ne Randolph Ave, Peoria, IL 61606

Barbara Tribe

Collection

Status: Licensed: 22 Years

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824-b Derby St., Pekin, IL 61554

Amira Lucia Vicari

Municipal, Family Law, Administrative Law, Collection

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456 Fulton St, Peoria, IL 61602

Natalie D. Thompson

Bankruptcy, Business & Trade, Personal Injury, Disability

Status: Licensed: 16 Years

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124 S.W. Adams Street, Peoria, IL 61602

Stephen Michael Morris

Litigation, Divorce & Family Law, Collection, Personal Injury

Status: Licensed: 30 Years

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456 Fulton Street, Peoria, IL 61602

Sumner Bourne

Foreclosure, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 32 Years

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401 Main Street, Peoria, IL 61602

Andrew Eric Williams

Real Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 13 Years

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139 E Washington St, East Peoria, IL 61611

Leann Marie Niebuhr

Divorce, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 21 Years

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Peoria, IL 61612

Brian Shelby

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 26 Years

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401 Main Street, Peoria, IL 61602

Dorian Lasaine

Estate Planning, Criminal, Collection, Personal Injury, Divorce

Status: Licensed: 48 Years

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456 Fulton Street, Peoria, IL 61602

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FDCPA

See Fair Debt Collections & Practices Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Kingston Mines Workout Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Lynne M. Binkele

Barbara Tribe

Amira Lucia Vicari

Natalie D. Thompson

Stephen Michael Morris

Sumner Bourne

Andrew Eric Williams

Leann Marie Niebuhr

Brian Shelby

Dorian Lasaine

TIPS

LEGAL TERMS

COLLATERAL

REDEMPTION

FDCPA

GRACE PERIOD

LIQUIDATING PARTNER

MEETING OF CREDITORS

C CORPORATION

CREDIT INSURANCE

NONDISCHARGEABLE DEBTS

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