La Fayette Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Allison Coffee Mohon

Criminal, Lawsuit & Dispute, Credit & Debt, Family Law, Trusts

Status:

CONTACT

106 Orchard Street, Hopkinsville, KY 42240

Chris Hendricks

Collection, Medical Malpractice, Workers' Compensation, Elder Law

Status:

CONTACT

211 South 12Th Street, Murray, KY 42071

Clayton Douglas Adams

General Practice

Status: Licensed: 9 Years

CONTACT

Greenville, KY 42345

Craig Bartley Richardson

Credit & Debt, Social Security, Estate Planning, Elder Law

Status:

CONTACT

215 E 21St St, Hopkinsville, KY 42240

David E Arvin

Real Estate, Energy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

Hopkinsville, KY 42241

Dianna Riddick

Divorce & Family Law, Credit & Debt, Family Law

Status:

CONTACT

4689 Eggners Ferry Rd, Benton, KY 42025

Geneva F. Parris

General Practice

Status: Licensed: 49 Years

CONTACT

Cadiz, KY 42211

Gregory Northcutt

General Practice

Status:

CONTACT

443 E 5Th Ave, Calvert City, KY 42029

Gregory Thomas Taylor

Estate Planning, Adoption, Elder Law, Credit & Debt, Litigation

Status: Licensed: 14 Years

CONTACT

705 S 4Th St, Murray, KY 42071

James G Adams

Lawsuit & Dispute, Industry Specialties, Divorce & Family Law, Bankruptcy & Debt

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CONTACT

1209 S Virginia St, Hopkinsville, KY 42241

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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La Fayette Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Allison Coffee Mohon

Chris Hendricks

Clayton Douglas Adams

Craig Bartley Richardson

David E Arvin

Dianna Riddick

Geneva F. Parris

Gregory Northcutt

Gregory Thomas Taylor

James G Adams

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

HOUSEHOLDER

TRUTH IN LENDING ACT (TILA)

ADMINISTRATIVE EXPENSES

GUARANTOR

FAIR LABOR STANDARDS ACT (FLSA)

REAFFIRMATION

DOING BUSINESS AS (DBA)

MEETING OF CREDITORS

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