La Villa Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Rebecca Vela

Contract, Credit & Debt, Deceptive Trade Practices, Uniform Commercial Code

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CONTACT

4900-B North 10th Street, Mcallen, TX 78504

Carlos Miguel Yzaguirre

Corporate, Collection, Credit & Debt, Litigation

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CONTACT

4900-B North 10th Street, Mcallen, TX 78504

Weldon G. "Beau" Nixon

Foreclosure, Credit & Debt, Bankruptcy, Personal Injury

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CONTACT

4900-B North 10th Street, Mcallen, TX 78504

Rudy Salinas

Bankruptcy, Business & Trade, Wills, Litigation, Credit & Debt

Status:

CONTACT

2300 W Pike Blvd, Weslaco, TX 78596

Dennis Ramirez

Personal Injury, Credit & Debt, Administrative Law, Employee Rights, Litigation

Status: Licensed: 23 Years

CONTACT

111 N 17Th St, Donna, TX 78537

Terry Canales

Personal Injury, Credit & Debt, Insurance, Juvenile Law, Environmental Law Other

Status: Licensed: 53 Years

CONTACT

310 S Closner Blvd, Edinburg, TX 78539

Weldon Glen Nixon

Personal Injury, Credit & Debt, Insurance, Employee Rights, Arbitration

Status: Licensed: 18 Years

CONTACT

1506 S Lone Star Way, Edinburg, TX 78539

Jesus Alberto Zambrano

Personal Injury, Credit & Debt, Insurance, Family Law, Litigation

Status: Licensed: 19 Years

CONTACT

533 N Alamo Rd, Alamo, TX 78516

Leticia Hinojosa

Litigation, Credit & Debt, Business & Trade, Clean Air Practice

Status: Licensed: 44 Years

CONTACT

100 E Cano St, Edinburg, TX 78539

Phillip M. Harris

Commercial Real Estate, Litigation, Family Law, Credit & Debt

Status: Licensed: 66 Years

CONTACT

420 S. Missouri, Weslaco, TX 78596

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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La Villa Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Rebecca Vela

Carlos Miguel Yzaguirre

Weldon G. "Beau" Nixon

Rudy Salinas

Dennis Ramirez

Terry Canales

Weldon Glen Nixon

Jesus Alberto Zambrano

Leticia Hinojosa

Phillip M. Harris

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

PRIORITY DEBT

FORBEARANCE

DOING BUSINESS AS (DBA)

NONDISCHARGEABLE DEBTS

PREFERENCE

SECRET WARRANTY PROGRAM

LIMITED LIABILITY

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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