Lackawanna County, PA Bankruptcy & Debt Lawyers

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Tullio DeLuca

✓ VERIFIED

Bankruptcy & Debt, Accident & Injury, Divorce & Family Law, Employment, Estate

Tullio DeLuca was admitted to bar in 1990 in Pennsylvania, US District Court, Middle, Eastern and Western Districts of Pennsylvania. Attorney DeLuca r... (more)

FREE CONSULTATION

CONTACT

800-927-4541

381 N 9th Ave, Scranton, PA 18504

Brett Michael Freeman

✓ VERIFIED

Consumer Protection, Consumer Bankruptcy, Litigation

Attorney Brett Freeman has devoted his career to helping those who are having financial difficulties, and to making sure that those individuals are tr... (more)

CONTACT

570-589-0010

210 Montage Mountain Road, Moosic, PA 18507

Molly Dempsey Clark

Election & Political, Family Law, Business Organization, Collection

Status: In Good Standing

CONTACT

148 Adams Avenue, Scranton, PA 18503

David K. Brown

Estate Administration, Estate Planning, Corporate, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

220 Penn Ave, Scranton, PA 18503

Anne Marie Howells

Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

307 W Market St, Scranton, PA 18508

Carlo Sabatini

Bankruptcy, Collection, Credit & Debt, Employment

Status: In Good Standing Licensed: 25 Years

CONTACT

216 N Blakely St, Scranton, PA 18512

Paul Philip Ackourey

Workers' Compensation, Juvenile Law, DUI-DWI, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

116 N Washington Ave, Scranton, PA 18503

Chris H. Kang

Litigation, Credit & Debt, Real Estate

Status: In Good Standing

CONTACT

434 Lackawanna Avenue, Scranton, PA 18503

James Theodore Michel

Family Law, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

119 O'Hara Hall, Scranton, PA 18510

Raymond William Ferrario

Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

538 Spruce St, Scranton, PA 18503

800-923-0641

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Lawyer.com can help you easily and quickly find Pennsylvania Bankruptcy & Debt Lawyers and Pennsylvania Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Pennsylvania cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Pennsylvania cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLATERAL

Property that guarantees payment of a secured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Lackawanna County, PA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Tullio DeLuca

Brett Michael Freeman

Molly Dempsey Clark

David K. Brown

Anne Marie Howells

Carlo Sabatini

Paul Philip Ackourey

Chris H. Kang

James Theodore Michel

Raymond William Ferrario

TIPS

LEGAL TERMS

SUBROGATION

UNDUE HARDSHIP

REAFFIRMATION

IRS EXPENSES

GUARANTOR

NONDISCHARGEABLE DEBTS

COLLATERAL

FRATERNAL BENEFIT SOCIETY BENEFITS

MEANS TEST

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