Lancaster Bankruptcy & Debt Lawyer, Kentucky, page 3

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kimberly Ross Taylor

Bankruptcy

Status:

CONTACT

140 Wildcat Dr, Richmond, KY 40475

Larry David Catlett

Family Law, Divorce & Family Law, Criminal, Bankruptcy

Status:

CONTACT

134 S Main St, Harrodsburg, KY 40330

Lee Miller Dean

Bankruptcy

Status:

CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Lee M Dean

Bankruptcy

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CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Leta Ann Baharestan

Corporate, Credit & Debt, Personal Injury, Workers' Compensation

Status: Licensed: 24 Years

CONTACT

116 N 2Nd St, Richmond, KY 40476

Linda Lowry Huston

Consumer Rights, Business, Bankruptcy & Debt, Accident & Injury

Status:

CONTACT

122 Mooreland Ave, Harrodsburg, KY 40330

Lori Rebecca Baumgardner

General Practice

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CONTACT

7086 Tates Creek Rd, Lexington, KY 40515

Mark Thomas Miller

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

300 W Maple St, Nicholasville, KY 40356

Mark Leon Zoolalian

Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

400 South Main St, Nicholasville, KY 40356

Patrick Francis Barsotti

Divorce & Family Law, Criminal, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 10 Years

CONTACT

321 West Main Street, Danville, KY 40422

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Lancaster Bankruptcy & Debt Lawyer, Kentucky, page 3

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Kimberly Ross Taylor

Larry David Catlett

Lee Miller Dean

Lee M Dean

Leta Ann Baharestan

Linda Lowry Huston

Lori Rebecca Baumgardner

Mark Thomas Miller

Mark Leon Zoolalian

Patrick Francis Barsotti

TIPS

LEGAL TERMS

SETOFF

NO-FAULT INSURANCE

IRS EXPENSES

REAFFIRMATION

NUISANCE FEES

FDCPA

FAIR CREDIT BILLING ACT (FCBA)

DEFINED CONTRIBUTION PLAN

GARNISHMENT

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