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Langlade County, WI Credit & Debt Lawyers

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Philip I. Parkinson

General Practice
Status:  Suspended *Status is reviewed annually. For latest information visit here           Licensed:  48 Years
CONTACT
N9050 Golf Rd, Deerbrook, WI 54424
Profile LAWPOINTS™34/100
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Richard T. Winter

Real Estate
Status:  Inactive *Status is reviewed annually. For latest information visit here           Licensed:  63 Years
CONTACT
835 5Th Ave, Antigo, WI 54409
Profile LAWPOINTS™34/100
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Deborah Lynn Hatfield

Education, Real Estate, Motor Vehicle, Lawsuit & Dispute, Divorce
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  29 Years
CONTACT
N11226 Antigo St, Elcho, WI 54428
Profile LAWPOINTS™34/100
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Robin James Stowe

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  36 Years
CONTACT
800 Clermont St, Antigo, WI 54409
Profile LAWPOINTS™24/100
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Fred W. Kawalski

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  45 Years
CONTACT
800 Clermont St, Antigo, WI 54409
Profile LAWPOINTS™24/100
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John B. Rhode

Real Estate, Estate, Divorce & Family Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  30 Years
CONTACT
800 Clermont St, Antigo, WI 54409
Profile LAWPOINTS™24/100
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Paul J. Payant

Divorce & Family Law, Employment, Estate, Real Estate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  42 Years
CONTACT
700 Fifth Ave, Antigo, WI 54409
Profile LAWPOINTS™24/100
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Richard M. Olk

Divorce & Family Law, Estate, Real Estate, Adoption
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  63 Years
CONTACT
700 Fifth Ave, Antigo, WI 54409
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Shawn M. Behrens

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years
CONTACT
835 5Th Ave, Antigo, WI 54409
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Jerry D. McCormack

Personal Injury, Traffic, Real Estate, Education
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  57 Years
CONTACT
615 Omega Cir, Antigo, WI 54409
Profile LAWPOINTS™24/100
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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

   More Legal Terms...

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

... 1 BLANCHARD, J. Harbor Credit Union obtained a judgment of foreclosure on real estate owned by Christopher Samp based on Samp's default on a first mortgage and note. ... So Mr. Samp would be walking away without any debt to [Harbor] in regard to those two loans.". ...

IN RE THE MARRIAGE OF CHON v. Sorensen

... 4 The trial court found that Sorenson overpaid maintenance, essentially cancelling out the credit card debt. ... The court expressly found credible Sorenson's testimony regarding the payment of the credit card debt. We defer to the circuit court's credibility determinations. Wis. Stat. ...

IN RE THE MARRIAGE OF IVERSON v. Iverson

... Jean agreed to "maintain average inventory in the store" and further agreed that "she will not increase the credit card debt against the business beyond $50,000." Lowell agreed to pay Jean a $40,000 cash equalization payment from his share of the net sale proceeds of ...

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