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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Joseph Raymond Burkard

Real Estate, Estate, Corporate, Bankruptcy

Status: Licensed: 33 Years

CONTACT

112 N Water St, Paulding, OH 45879

David Allan Hyman

Real Estate, Federal Appellate Practice, Family Law, Bankruptcy

Status: Licensed: 47 Years

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123 N Main St, Paulding, OH 45879

Scott Roderick Gordon

Federal Appellate Practice, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 38 Years

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116 W Main St, Van Wert, OH 45891

Collette Jeannine Carcione

Federal Appellate Practice, Family Law, Bankruptcy, Products Liability, Personal Injury

Status: Licensed: 16 Years

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113 N Washington St, Van Wert, OH 45891

Martin Donald Burchfield

Social Security, Environmental Law Other, Bankruptcy, Personal Injury

Status: Licensed: 39 Years

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121 E Main St, Van Wert, OH 45891

Charles Ferguson Kennedy

Real Estate, Estate, Corporate, Commercial Bankruptcy

Status: Licensed: 46 Years

CONTACT

101 East Main Street, Van Wert, OH 45891

Dillon Wilson Staas

Federal Appellate Practice, Family Law, Criminal, Bankruptcy

Status: Licensed: 17 Years

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101 E Main St, Van Wert, OH 45891

Eva Jane Yarger

Real Estate, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 36 Years

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120 W Main St, Van Wert, OH 45891

James E Hitchcock

Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 57 Years

CONTACT

650 W 1St St, Defiance, OH 43512

Peter Richard Seibel

Litigation, Federal Appellate Practice, Family Law, Bankruptcy

Status: Licensed: 54 Years

CONTACT

621 W 2Nd St, Defiance, OH 43512

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Latty Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Joseph Raymond Burkard

David Allan Hyman

Scott Roderick Gordon

Collette Jeannine Carcione

Martin Donald Burchfield

Charles Ferguson Kennedy

Dillon Wilson Staas

Eva Jane Yarger

James E Hitchcock

Peter Richard Seibel

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LEGAL TERMS

GRACE PERIOD

SECURED DEBT

SOLE PROPRIETORSHIP

INTEREST

TRUTH IN LENDING ACT (TILA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR CREDIT REPORTING ACT (FCRA)

PREFERENCE

BANKRUPTCY TRUSTEE

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