Lebam Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jason Newcombe

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Criminal, Divorce & Family Law, Bankruptcy & Debt, Traffic, Accident & Injury

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. ... (more)

FREE CONSULTATION

CONTACT

800-699-2370

3025 Limited Ln NW, Olympia, WA 98502

Liisa J Antilla

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 57 Years

CONTACT

Raymond, WA 98577

Lisa M. Reidinger

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 74 Years

CONTACT

South Bend, WA 98586

Tammy Rae Aust

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 45 Years

CONTACT

South Bend, WA 98586

Marlynn Jean Jenkins

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 20 Years

CONTACT

1230 Fowler St, Raymond, WA 98577

Eric Bjug Watness

General Practice

Status: Licensed: 48 Years

CONTACT

Bay Center, WA 98527

Timothy Thomas Lawry

Divorce, Divorce & Family Law, Criminal, Commercial Bankruptcy

Status:

CONTACT

13 Strueby Ln, Cathlamet, WA 98612

Lynn M Milligan-Thomas

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 61 Years

CONTACT

Cathlamet, WA 98612

Maureen V Zacher-Bokius

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 67 Years

CONTACT

1 E Little Island Rd, Cathlamet, WA 98612

Alison E. Sutherland

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 102 Years

CONTACT

191 Williams Creek Rd, Oakville, WA 98568

800-814-6700

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Lebam Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jason Newcombe

Liisa J Antilla

Lisa M. Reidinger

Tammy Rae Aust

Marlynn Jean Jenkins

Eric Bjug Watness

Timothy Thomas Lawry

Lynn M Milligan-Thomas

Maureen V Zacher-Bokius

Alison E. Sutherland

TIPS

LEGAL TERMS

DISPOSABLE INCOME

DEFINED CONTRIBUTION PLAN

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

REPOSSESSION

FRAUDULENT TRANSFER

LOSS DAMAGE WAIVER (LDW)

TRADE DRESS

UNDUE HARDSHIP

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