Lenoir County, NC Credit & Debt Lawyers, page 3

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Not enough matches for Lenoir Credit & Debt lawyer.
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Dbnnoise Yondevia Boney

General Practice

Status: In Good Standing

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2603 David Ave, Kinston, NC 28501

Donald D. Pollock

General Practice

Status: In Good Standing Licensed: 61 Years

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Kinston, NC 28502

Donald K. Phillips

Real Estate, Traffic, Lawsuit & Dispute, Entertainment

Status: In Good Standing Licensed: 25 Years

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131 South Queen Street, Kinston, NC 28502

Earl Eugene Tinney

General Practice

Status: Deceased Licensed: 68 Years

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101 Cabin Branch Rd, Kinston, NC 28501

Elizabeth Anderson Falk

Estate, Real Estate, Guardianships & Conservatorships

Status: In Good Standing Licensed: 12 Years

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Kinston, NC 28502

Elizabeth A. Heath

General Practice

Status: In Good Standing Licensed: 33 Years

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901 Laroque Ave, Kinston, NC 28501

Evelyn Dove-Coleman

General Practice

Status: Suspended Licensed: 45 Years

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539 Briary Run Rd, Kinston, NC 28501

Everette L. Wooten

Real Estate, International, Family Law

Status: Inactive Licensed: 57 Years

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556 Lakeland Drive, Kinston, NC 28504

Frances Jackson Herring

General Practice

Status: Inactive Licensed: 25 Years

CONTACT

1401 Stockton Rd, Kinston, NC 28504

Frank G. Swindell, Jr.

Car Accident, Personal Injury, Traffic, Real Estate

Status: In Good Standing Licensed: 28 Years

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127 S. Queen Street, Kinston, NC 28501

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Lenoir County, NC Credit & Debt Lawyers, page 3

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Dbnnoise Yondevia Boney

Donald D. Pollock

Donald K. Phillips

Earl Eugene Tinney

Elizabeth Anderson Falk

Elizabeth A. Heath

Evelyn Dove-Coleman

Everette L. Wooten

Frances Jackson Herring

Frank G. Swindell, Jr.

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

HOUSEHOLDER

DISCHARGEABLE DEBTS

UNSECURED DEBT

SOLE PROPRIETORSHIP

REAFFIRMATION

BANKRUPTCY

TRADE NAME

INTEREST

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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PRACTICE AREAS 70