Lopez Island Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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7. Profile

O. Shane Balloun

Estate Planning, Civil Rights, Corporate, Credit & Debt

Status: Licensed: 13 Years

CONTACT

355 Harris Ave, Bellingham, WA 98225

Timothy C. Potts

International Tax, Estate Planning, Corporate, Credit & Debt

Status: Licensed: 43 Years

CONTACT

807 10Th St, Bellingham, WA 98225

Robert A. Wolle

Family Law, Elder Law, Credit & Debt, Bankruptcy

Status:

CONTACT

119 N Commercial St, Bellingham, WA 98225

Emily Rose Mowrey

Commercial Real Estate, Estate Planning, Corporate, Credit & Debt

Status:

CONTACT

1313 E Maple St, Bellingham, WA 98225

Laughlan Hunter Clark

Land Use & Zoning, Construction, Business & Trade, Credit & Debt

Status: Licensed: 45 Years

CONTACT

1700 D St, Bellingham, WA 98227

Thomas E. Ashton

Estate Planning, Elder Law, Administrative Law, Credit & Debt, Litigation

Status: Licensed: 44 Years

CONTACT

203 W Holly St, Bellingham, WA 98225

Richard Mark Sybrandy

Contract, Credit & Debt, Civil Rights, Family Law

Status: Licensed: 30 Years

CONTACT

Mount Vernon, WA 98273

Sandra Wilton

Elder Law, Corporate, Credit & Debt, Personal Injury

Status: Licensed: 32 Years

CONTACT

65 Juniper Mobile Est, Sequim, WA 98382

Patrick F. Hussey

Foreclosure, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 48 Years

CONTACT

Greenbank, WA 98253

Joseph Bennett Wolfley

Accident & Injury, Contract, Credit & Debt, Malpractice, Medical Malpractice

Status:

CONTACT

713 E 1St St, Port Angeles, WA 98362

800-814-6700

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CCCS

See Consumer Credit Counseling Service.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Lopez Island Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

O. Shane Balloun

Timothy C. Potts

Robert A. Wolle

Emily Rose Mowrey

Laughlan Hunter Clark

Thomas E. Ashton

Richard Mark Sybrandy

Sandra Wilton

Patrick F. Hussey

Joseph Bennett Wolfley

TIPS

LEGAL TERMS

PREFERENCE

ACCORD AND SATISFACTION

DISCHARGE (OF DEBTS)

SECURED DEBT

CREDIT INSURANCE

REDEMPTION

CCCS

SECRET WARRANTY PROGRAM

CYBERSQUATTING

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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