Louisville Bankruptcy & Debt Lawyer, Kentucky, page 4

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Julie Obryan
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Obryan Law Offices
9311 Preston Hwy Louisville, KY 40229Â» view map
Bankruptcy
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Obryan Law Offices has helped thousands of families restore peace and order to their lives. Call us today!

800-884-2480
1. Julie Obryan Jefferson, KY
  Attorney at Law, KY 1985
  University Of Louisville
2. About UsObryan Law Offices
  Oâ€™Bryan Law Offices, Is Focused Solely on Helping People file for Bankruptcy.
3. FAQFrequently Asked Questions
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Elizabeth B Alphin

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

101 South Fifth Street, Louisville, KY 40202

James S Goldberg

Bankruptcy, Real Estate

Status: In Good Standing

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310 West Liberty Street, Louisville, KY 40202

Micah Caroline Daniels

Government, Workers' Compensation, Securities, Bankruptcy, Administrative Law

Status: In Good Standing

CONTACT

401 W Main St, Louisville, KY 40202

Keith James Larson

Litigation, Lawsuit & Dispute, Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

462 South 4th ST, Louisville, KY 40202

Ross Benjamin Neuhauser

Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing

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312 S 4Th St, Louisville, KY 40202

Brian Michael Bennett

Real Estate, Bankruptcy, Bankruptcy & Debt, Property Damage

Status: In Good Standing Licensed: 12 Years

CONTACT

400 W Market St, Louisville, KY 40202

Emily Lynn Pagorski

Litigation, Civil Rights, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

500 W Jefferson St, Louisville, KY 40202

Lea Pauley Goff

Litigation, Estate Planning, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

500 West Jefferson Street, Louisville, KY 40202

Matthew Ryan Lindblom

Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing

CONTACT

500 W. Jefferson Street, Louisville, KY 40202

Kevin James Fiet

Civil Rights, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

101 S. Fifth Street, Louisville, KY 40202

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Louisville Bankruptcy & Debt Lawyer, Kentucky, page 4

Sponsored Law Firm

Obryan Law Offices

SPONSORED LAWYERS

Elizabeth B Alphin

James S Goldberg

Micah Caroline Daniels

Keith James Larson

Ross Benjamin Neuhauser

Brian Michael Bennett

Emily Lynn Pagorski

Lea Pauley Goff

Matthew Ryan Lindblom

Kevin James Fiet

TIPS

LEGAL TERMS

AUTOMATIC STAY

FRATERNAL BENEFIT SOCIETY BENEFITS

UNSECURED DEBT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

DEFINED CONTRIBUTION PLAN

NONDISCHARGEABLE DEBTS

401(K) PLAN

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