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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Anthony J. Pietrafesa

Bankruptcy & Debt, Consumer Rights, Defect and Lemon Law, Deceptive Trade Practices, Bad Faith Insurance

Status: Licensed: 42 Years

CONTACT

120 E Washington St, Syracuse, NY 13202

Anthony R. Hanley

Litigation, Trusts, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

600 Onondaga Savings Bank Bd, Syracuse, NY 13202

Briana Kristine Fundalinski

Lawsuit & Dispute, Civil & Human Rights, Business, Bankruptcy

Status: Licensed: 11 Years

CONTACT

100 Madison St, Syracuse, NY 13202

Camille Hill

Business, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

1 Lincoln Ctr, Syracuse, NY 13202

Catherine A. Diviney

Health Care, Environmental Law Other, Business, Bankruptcy

Status: Licensed: 36 Years

CONTACT

100 Madison St, Syracuse, NY 13202

Charles Joseph Sullivan

Litigation, Corporate, Bankruptcy & Debt

Status: Licensed: 32 Years

CONTACT

1 Lincoln Ctr, Syracuse, NY 13202

Christina Marie Verone Juliano

Environmental Law Other, Elder Law, Bankruptcy, Personal Injury

Status: Licensed: 16 Years

CONTACT

5786 Widewaters Pkwy, Syracuse, NY 13214

Christina Marie Verone Juliano

Lawsuit & Dispute, Environmental Law Other, Bankruptcy, Personal Injury

Status: Licensed: 16 Years

CONTACT

5786 Widewaters Pkwy, Syracuse, NY 13214

Clifford Forstadt

Family Law, Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 50 Years

CONTACT

211 N Center St, East Syracuse, NY 13057

Cora Ann Alsante

Estate, Environmental Law Other, Bankruptcy, Personal Injury

Status: Licensed: 35 Years

CONTACT

100 Madison St, Syracuse, NY 13202

800-814-6700

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Lycoming Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Anthony J. Pietrafesa

Anthony R. Hanley

Briana Kristine Fundalinski

Camille Hill

Catherine A. Diviney

Charles Joseph Sullivan

Christina Marie Verone Juliano

Christina Marie Verone Juliano

Clifford Forstadt

Cora Ann Alsante

TIPS

LEGAL TERMS

S CORPORATION

CHAPTER 13 BANKRUPTCY

UNSECURED DEBT

DEBT COLLECTOR

ACCORD AND SATISFACTION

SUBROGATION

CREDITOR

DOING BUSINESS AS (DBA)

COSIGNER

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