Macon Bankruptcy & Debt Lawyer, Georgia

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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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Alex D. Sanders

Bankruptcy & Debt, Credit & Debt

Status: Licensed: 19 Years

FREE CONSULTATION

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577 Mulberry Street, Macon, GA 31201

Matthew Stewart Cathey

Construction, Immigration, Business, Commercial Bankruptcy, Medical Malpractice

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CONTACT

577 Mulberry Street, Macon, GA 31201

Ward Stone

Mediation, Wrongful Termination, Business & Trade, Business, Bankruptcy

Status:

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577 Mulberry Street, Macon, GA 31201

Gregory Daniel Taylor

Agriculture, Federal Appellate Practice, Business, Bankruptcy, Traffic

Status: Licensed: 12 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Danny L. Akin

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

544 Mulberry Street, Macon, GA 31202

Robert Michael Matson

Immigration, Social Security, Estate, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

544 Mulberry Street, Macon, GA 31202

Kenneth Ronald Smith

Federal Trial Practice, Criminal, Insurance, Consumer Bankruptcy

Status:

CONTACT

544 Mulberry Street, Macon, GA 31201

Daniel Lewis Wilder

Bankruptcy & Debt, Social Security, Collection, Bankruptcy

Status:

CONTACT

544 Mulberry Street, Macon, GA 31201

Jerome L. Kaplan

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy

Status:

CONTACT

577 Mulberry Street, Macon, GA 31201

Thomas C. James

Federal Trial Practice, Criminal, Antitrust, Bankruptcy

Status: Licensed: 53 Years

CONTACT

Macon, GA 31208

800-814-6700

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Macon Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

Alex D. Sanders

Matthew Stewart Cathey

Ward Stone

Gregory Daniel Taylor

Danny L. Akin

Robert Michael Matson

Kenneth Ronald Smith

Daniel Lewis Wilder

Jerome L. Kaplan

Thomas C. James

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LEGAL TERMS

REAFFIRMATION

INTEREST

LOSS DAMAGE WAIVER (LDW)

REPOSSESSION

PREFERENCE

FORBEARANCE

COLLECTION AGENCY

UNDUE HARDSHIP

REDEMPTION

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