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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Edward J. Gudeman

Bankruptcy & Debt, Business & Trade, Reorganization, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 52 Years

CONTACT

1026 West Eleven Mile Road, Royal Oak, MI 48067

Shirley L. Horn

Workout, Reorganization, Bankruptcy, Bankruptcy & Debt, Bankruptcy

Status: Licensed: 30 Years

CONTACT

25600 Woodward Ave, Royal Oak, MI 48067

Michael A. Vacca

Reorganization, Freedom of Religion

Status: Licensed: 14 Years

CONTACT

25557 Cunningham Ave, Warren, MI 48091

Mark D. Lichterman

Pharmaceutical Product, Government, Reorganization, Estate Planning

Status: Licensed: 33 Years

CONTACT

26080 York Rd, Huntington Woods, MI 48070

Patrick K. Rode

Employee Rights, Contract, Reorganization, Products Liability

Status:

CONTACT

2250 Butterfield Dr, Troy, MI 48084

Mark A. Bank

Family Law, Child Custody, Corporate, Reorganization

Status:

CONTACT

401 South Old Woodward Avenue, Birmingham, MI 48009

Miriam S. Imerman

Estate Planning, Estate, Non-profit, Reorganization

Status: Licensed: 40 Years

CONTACT

7800 W Outer Dr, Detroit, MI 48235

Mohammed M. Alomari

Employee Rights, Civil Rights, Administrative Law, Reorganization

Status:

CONTACT

24901 Northwestern Hwy, Southfield, MI 48075

Kevin W. Cobb

Employee Rights, Reorganization

Status: Licensed: 48 Years

CONTACT

22011 Village Pines Dr, Franklin, MI 48025

Lynn M. Brimer

Tax, Litigation, Reorganization, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

300 E Long Lake Rd, Bloomfield Hills, MI 48304

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Madison Heights Reorganization Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Edward J. Gudeman

Shirley L. Horn

Michael A. Vacca

Mark D. Lichterman

Patrick K. Rode

Mark A. Bank

Miriam S. Imerman

Mohammed M. Alomari

Kevin W. Cobb

Lynn M. Brimer

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LEGAL TERMS

SETOFF

CREDIT REPORT

ACCORD AND SATISFACTION

REAFFIRMATION

INTEREST

NO-FAULT INSURANCE

WORKOUT

NUISANCE FEES

DISPOSABLE INCOME

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