Mansfield Bankruptcy & Debt Lawyer, Texas

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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2. Email
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William R. Brown

Construction, Elder Law, Business & Trade, Credit & Debt

Status: Licensed: 46 Years

CONTACT

601 Strada Cir, Mansfield, TX 76063

Dale R. Montgomery

DUI-DWI, Estate Planning, Bankruptcy, Federal Appellate Practice, Criminal

Status: Licensed: 40 Years

CONTACT

Mansfield, TX 76063

Jon Christopher Gallini

Employee Rights, Insurance, Credit & Debt, Personal Injury

Status:

CONTACT

990 N Walnut Creek Dr, Mansfield, TX 76063

Daniel Robert Malone

Insurance, Credit & Debt, Employee Rights, Construction

Status: Licensed: 39 Years

CONTACT

Arlington, TX 76003

Julie Jan Walker

Bankruptcy, Natural Resources, Employment, Commercial Real Estate, Business

Status: Licensed: 19 Years

CONTACT

Kennedale, TX 76060

Julie Beth Jacobson

International Other, Health Care Other, Family Law, Bankruptcy

Status: Licensed: 16 Years

CONTACT

Kennedale, TX 76060

Joshua Alexander Smith

Criminal, Credit & Debt, Family Law, Wills & Probate

Status: Licensed: 36 Years

CONTACT

4621 South Cooper, Arlington, TX 76017

Peter Bagley

Estate Planning, Bankruptcy, Federal Appellate Practice, Criminal, Business

Status: Licensed: 33 Years

CONTACT

2304 W Interstate 20, Arlington, TX 76017

David Kohm

Bankruptcy, Divorce, Personal Injury, Social Security -- Disability, Mass Torts

Status:

FREE CONSULTATION

CONTACT

610 Uptown Blvd, Cedar Hill, TX 75104

Joyce E. Stevens

Juvenile Law, Elder Law, Consumer Bankruptcy, Personal Injury

Status:

CONTACT

4381 W Green Oaks Blvd., Arlington, TX 76016

800-814-6700

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Mansfield Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

William R. Brown

Dale R. Montgomery

Jon Christopher Gallini

Daniel Robert Malone

Julie Jan Walker

Julie Beth Jacobson

Joshua Alexander Smith

Peter Bagley

David Kohm

Joyce E. Stevens

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

IRS EXPENSES

GRACE PERIOD

UNDUE HARDSHIP

DOING BUSINESS AS (DBA)

CHAPTER 13 BANKRUPTCY

NO-FAULT INSURANCE

ABUSE

ACCORD AND SATISFACTION

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