Marion County, KY Bankruptcy & Debt Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Marion Bankruptcy & Debt lawyer.
Below are all Marion lawyers.

Dawn Lynne McCauley

Criminal, Bankruptcy & Debt, Divorce & Family Law, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

144 W Main St, Lebanon, KY 40033

Robert Mcmurtry Spragens

Education, Traffic, Government, Estate

Status: In Good Standing

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Lebanon, KY 40033

Frederick A Higdon

General Practice

Status: In Good Standing

CONTACT

15 Court Square, Lebanon, KY 40033

John Arthur Elder

Social Security, Workers' Compensation, Banking & Finance, Medical Malpractice, Estate Planning

Status: In Good Standing

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Lebanon, KY 40033

Joseph Hubert Mattingly

Military & Veterans Appeals, Employment, Business, Accident & Injury

Status: In Good Standing

CONTACT

Lebanon, KY 40033

Lisa K Nally-Martin

Divorce & Family Law, Criminal, Civil Rights, Workers' Compensation

Status: In Good Standing

CONTACT

124 West Main, Lebanon, KY 40033

Patricia Colleen Dunn

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

2535 Clell Mattingly Rd, Saint Francis, KY 40062

Kaelin Goheen Reed

Accident & Injury, Bankruptcy, Divorce & Family Law, Employment, Estate

Status: In Good Standing

CONTACT

702 Honeysuckle Dr, Lebanon, KY 40033

Jens Fugal

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

825 Raywick Road, Lebanon, KY 40033

Gary Patrick Settles

Real Estate, Business

Status: In Good Standing

CONTACT

Lebanon, KY 40033

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Marion County, KY Bankruptcy & Debt Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Dawn Lynne McCauley

Robert Mcmurtry Spragens

Frederick A Higdon

John Arthur Elder

Joseph Hubert Mattingly

Lisa K Nally-Martin

Patricia Colleen Dunn

Kaelin Goheen Reed

Jens Fugal

Gary Patrick Settles

TIPS

LEGAL TERMS

PREFERENCE

CHAPTER 13 BANKRUPTCY

CREDITOR

WORKOUT

BANKRUPTCY

GARNISHMENT

NUISANCE FEES

SUBROGATION

CREDIT BUREAU

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