Marion County, OR Collection Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael Burt Dye

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Accident & Injury, Social Security -- Disability, Immigration, Medical Malpractice

Attorney Michael B. Dye leads this firm with a focus on providing the best results for his clients. He has provided his legal representation for close... (more)

CONTACT

800-878-2330

456 State St, Salem, OR 97301

Kevin C. Gage

Divorce & Family Law, Divorce, Custody & Visitation, Child Custody, Child Support

Status:

CONTACT

348 Leslie Street SE, Salem, OR 97308

Debra E. Spears-Turner

Administrative Law, Employment, Labor Law, Workers' Compensation

Status:

CONTACT

1819 D Street N.E., Salem, OR 97301

Brendan Enright

Farms, Divorce, Child Support, Bankruptcy

Status:

CONTACT

21028 Hwy 99E NE, Aurora, OR 97002

Daniel Joshua Lounsbury

Divorce & Family Law, Criminal, Personal Injury, Car Accident

Status: Licensed: 32 Years

FREE CONSULTATION

CONTACT

1130 Liberty St SE, Salem, OR 97302

Lemarr E Carver

Criminal, DUI-DWI, Felony, Misdemeanor

Status: Licensed: 15 Years

FREE CONSULTATION

CONTACT

161 High Street SE, Salem, OR 97301

Howard Collins

Divorce, Divorce & Family Law, DUI-DWI, Wrongful Death

Status: Licensed: 44 Years

FREE CONSULTATION

CONTACT

1415 Commercial St SE, Salem, OR 97302

Sarah A Baldwin

Divorce & Family Law

Status: Licensed: 20 Years

FREE CONSULTATION

CONTACT

180 Commercial Street NE, Salem, OR 97301

Elaine Smith-Koop

Dispute Resolution, Alimony & Spousal Support, Child Support, Criminal, Divorce & Family Law

Status: Licensed: 35 Years

CONTACT

528 Cottage St NE, Salem, OR 97301

Brian R. Whitehead

Construction, Bad Faith Insurance, Products Liability, Medical Malpractice, Personal Injury

Status: Licensed: 42 Years

CONTACT

Salem, OR 97308

800-814-6700

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Marion County, OR Collection Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael Burt Dye

Kevin C. Gage

Debra E. Spears-Turner

Brendan Enright

Daniel Joshua Lounsbury

Lemarr E Carver

Howard Collins

Sarah A Baldwin

Elaine Smith-Koop

Brian R. Whitehead

TIPS

LEGAL TERMS

IRS EXPENSES

BANKRUPTCY TRUSTEE

S CORPORATION

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

INFRINGEMENT (OF TRADEMARK)

DEBIT CARD

BANKRUPTCY

UNDUE HARDSHIP

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