Marion County, OR Collection Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael Burt Dye

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Accident & Injury, Social Security -- Disability, Immigration, Medical Malpractice

Attorney Michael B. Dye leads this firm with a focus on providing the best results for his clients. He has provided his legal representation for close... (more)

CONTACT

800-878-2330

456 State St, Salem, OR 97301

Kevin C. Gage

Divorce & Family Law, Divorce, Custody & Visitation, Child Custody, Child Support

Status:

CONTACT

348 Leslie Street SE, Salem, OR 97308

Debra E. Spears-Turner

Administrative Law, Employment, Labor Law, Workers' Compensation

Status:

CONTACT

1819 D Street N.E., Salem, OR 97301

Brendan Enright

Farms, Divorce, Child Support, Bankruptcy

Status:

CONTACT

21028 Hwy 99E NE, Aurora, OR 97002

Daniel Joshua Lounsbury

Divorce & Family Law, Criminal, Personal Injury, Car Accident

Status: Licensed: 32 Years

FREE CONSULTATION

CONTACT

1130 Liberty St SE, Salem, OR 97302

Lemarr E Carver

Criminal, DUI-DWI, Felony, Misdemeanor

Status: Licensed: 15 Years

FREE CONSULTATION

CONTACT

161 High Street SE, Salem, OR 97301

Howard Collins

Divorce, Divorce & Family Law, DUI-DWI, Wrongful Death

Status: Licensed: 44 Years

FREE CONSULTATION

CONTACT

1415 Commercial St SE, Salem, OR 97302

Sarah A Baldwin

Divorce & Family Law

Status: Licensed: 20 Years

FREE CONSULTATION

CONTACT

180 Commercial Street NE, Salem, OR 97301

Elaine Smith-Koop

Dispute Resolution, Alimony & Spousal Support, Child Support, Criminal, Divorce & Family Law

Status: Licensed: 35 Years

CONTACT

528 Cottage St NE, Salem, OR 97301

Brian R. Whitehead

Construction, Bad Faith Insurance, Products Liability, Medical Malpractice, Personal Injury

Status: Licensed: 42 Years

CONTACT

Salem, OR 97308

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT FILE

See credit report.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Marion County, OR Collection Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael Burt Dye

Kevin C. Gage

Debra E. Spears-Turner

Brendan Enright

Daniel Joshua Lounsbury

Lemarr E Carver

Howard Collins

Sarah A Baldwin

Elaine Smith-Koop

Brian R. Whitehead

TIPS

LEGAL TERMS

COLLATERAL

CURRENT MONTHLY INCOME

DEFINED CONTRIBUTION PLAN

CHAPTER 13 BANKRUPTCY

CREDIT FILE

MEANS TEST

FAIR CREDIT REPORTING ACT (FCRA)

ADMINISTRATIVE EXPENSES

NUISANCE FEES

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