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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

David Leslie McGill

Federal Appellate Practice, Family Law, Divorce & Family Law, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

3514 Churchville Rd, Aberdeen, MD 21001

Michael James Moran

Immigration, Child Custody, Commercial Bankruptcy, Medical Malpractice

Status: Licensed: 45 Years

CONTACT

3407 Eastern Blvd, Middle River, MD 21220

Timothy P Knepp

Consumer Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

596 Hopkins Landing Dr, Essex, MD 21221

Jack Ryan Terziu

Government, Criminal, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

2211 Eastern Blvd, Middle River, MD 21220

Tate M. Russack

Bankruptcy & Debt, Bankruptcy, Foreclosure, Consumer Bankruptcy

Status: Licensed: 25 Years

CONTACT

100 Severn Ave, Annapolis, MD 21403

Douglas Robert Gorius

Traffic, Federal Appellate Practice, Trusts, Commercial Bankruptcy

Status:

CONTACT

511 Eastern Blvd, Essex, MD 21221

Mark Gabriel Scheuerman

Litigation, Criminal, Consumer Bankruptcy, Commercial Bankruptcy

Status: Licensed: 16 Years

CONTACT

417 1/2 Eastern Blvd., Essex, MD 21221

Sean Curtis Logan

Real Estate, Business, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 32 Years

CONTACT

326 First St, Annapolis, MD 21403

Leah Elizabeth Clague

Commercial Bankruptcy

Status: Licensed: 13 Years

CONTACT

1200 Agora Dr, Bel Air, MD 21014

Todd Michael Clark

Real Estate, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 32 Years

CONTACT

1460 Ritchie Hwy, Arnold, MD 21012

800-814-6700

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLATERAL

Property that guarantees payment of a secured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Marydel Bankruptcy Lawyer, Maryland, page 2

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

David Leslie McGill

Michael James Moran

Timothy P Knepp

Jack Ryan Terziu

Tate M. Russack

Douglas Robert Gorius

Mark Gabriel Scheuerman

Sean Curtis Logan

Leah Elizabeth Clague

Todd Michael Clark

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

FCRA

DISCHARGE (OF DEBTS)

SOLE PROPRIETORSHIP

COLLATERAL

REAFFIRMATION

CHAPTER 13 PLAN

FRAUDULENT TRANSFER

MEANS TEST

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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