Melbourne Beach Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance

Status:

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Robert D. Hoag

Collection

Status:

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Eric L. Hostetler

Collection, Credit & Debt, Insurance

Status:

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance

Status:

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Troy Randall Lotane

Contract, Commercial Banks, Banking & Finance, Collection, Child Custody

Status: Licensed: 26 Years

CONTACT

1980 Michigan Ave, Cocoa, FL 32922

Nicholas Attilio Vidoni

Civil Rights, Construction, Contract, Collection, Federal Appellate Practice

Status:

CONTACT

959 N Cocoa Blvd, Cocoa, FL 32922

Paul F Daley

Bankruptcy & Debt, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 19 Years

CONTACT

7331 Office Park Place, Melbourne, FL 32940

Charles Glenn Barger

Federal Trial Practice, Consumer Rights, Civil Rights, Collection

Status: Licensed: 36 Years

CONTACT

525 N Harbor City Boulevard, Melbourne, FL 32936

Terry A Brooks

Power of Attorney, Wills & Probate, Employment, Civil & Human Rights, Collection

Status: Licensed: 45 Years

CONTACT

10967 Lake Underhill Rd, Orlando, FL 32825

Jason Orland Meyers

Civil Rights, Collection, Medical Malpractice, Accident & Injury

Status:

CONTACT

6525 3rd St, Rockledge, FL 32955

800-814-6700

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Melbourne Beach Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

L. Alexander Vance

Robert D. Hoag

Eric L. Hostetler

Michael R. Cook

Troy Randall Lotane

Nicholas Attilio Vidoni

Paul F Daley

Charles Glenn Barger

Terry A Brooks

Jason Orland Meyers

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 PLAN

ABUSE

CREDIT INSURANCE

LOSS DAMAGE WAIVER (LDW)

DISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

NUISANCE FEES

GENERAL PARTNER

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