Milford Credit & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Matthew S. Rousseau

Bankruptcy, Credit & Debt, Estate Planning, Real Estate

Status:

FREE CONSULTATION

CONTACT

255 Park Avenue, Worcester, MA 01609

Randi Levine

Corporate, Contract, Credit & Debt, Bankruptcy

Status:

CONTACT

20 Walnut Street, Wellesley Hills, MA 02481

Andrew S. Hochberg

International, Estate, Credit & Debt

Status:

CONTACT

71 Stearns Street, Newton Center, MA 02459

Christopher M. Uhl

Bankruptcy, Credit & Debt

Status: Licensed: 31 Years

CONTACT

5 State Street, Worcester, MA 01609

Colleen A. Meyers

Land Use & Zoning, Corporate, Credit & Debt, Bankruptcy

Status: Licensed: 34 Years

CONTACT

17 Greenhalge Street, Ashland, MA 01721

Cynthia L. Hanley

Divorce, Divorce & Family Law, Credit & Debt

Status:

CONTACT

76 South Main Street, Mansfield, MA 02048

Devon Applegate

Litigation, Business, Credit & Debt

Status: Licensed: 9 Years

CONTACT

74 Pleasant Street, Medfield, MA 02052

Dmitry Lev

Tax, Credit & Debt, Bankruptcy, Accident & Injury

Status:

CONTACT

46 Fairway Circle, Natick, MA 01760

Donald R. Lassman

Bankruptcy & Debt, Credit & Debt

Status:

CONTACT

Needham, MA 02492

Ellen Rappaport Tanowitz

Lawsuit & Dispute, Immigration, Credit & Debt

Status: Licensed: 30 Years

CONTACT

51 Harding Street, West Newton, MA 02465

800-814-6700

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

... guaranties made to WFBC under a credit and security agreement, and as to the guarantors' counterclaims against WFBC. The guarantors' appeal seeks review of (1) their liability, generally, as they claim an oral forbearance agreement precluded collection on this debt until the ...

Don v. Soo Hoo

... Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so 81 that she could shed credit card debt then amounting to slightly more than $11,000. ...

Don v. SOO

... We affirm. Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so that she could shed credit card debt then amounting to slightly more than $11,000. ...

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Milford Credit & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Matthew S. Rousseau

Randi Levine

Andrew S. Hochberg

Christopher M. Uhl

Colleen A. Meyers

Cynthia L. Hanley

Devon Applegate

Dmitry Lev

Donald R. Lassman

Ellen Rappaport Tanowitz

TIPS

LEGAL TERMS

COLLATERAL

SETOFF

FDCPA

FAIR CREDIT REPORTING ACT (FCRA)

WINDING UP

REDEMPTION

CHAPTER 7 BANKRUPTCY

INTEREST

TRADE NAME

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

Don v. Soo Hoo

Don v. SOO

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