Moriah Center Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Allison Margaret Mcgahay

Real Estate, Criminal

Status: Licensed: 20 Years

CONTACT

7559 Court St, Elizabethtown, NY 12932

Claudia A. Russell

General Practice

Status: Licensed: 30 Years

CONTACT

7551 Court St, Elizabethtown, NY 12932

Kristy Lynn Sprague

General Practice

Status: Licensed: 26 Years

CONTACT

Elizabethtown, NY 12932

Cheryl A. Indelicato

General Practice

Status: Licensed: 35 Years

CONTACT

7559 Court Street, Elizabethtown, NY 12932

Kevin Patrick Mallery

Consumer Protection

Status: Licensed: 37 Years

CONTACT

Elizabethtown, NY 12932

Kenneth Parker Borden

General Practice

Status: Licensed: 17 Years

CONTACT

7559 Court St, Elizabethtown, NY 12932

Justin Charles Wodicka

General Practice

Status: Licensed: 6 Years

CONTACT

7551 Court St, Elizabethtown, NY 12932

Jonathan A. Heussi

General Practice

Status: Licensed: 44 Years

CONTACT

Elizabethtown, NY 12932

Eric Thomas Weyand

General Practice

Status:

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7551 Court St, Elizabethtown, NY 12932

Michael James Gallant

General Practice

Status: Licensed: 53 Years

CONTACT

Court Street, Elizabethtown, NY 12932

800-814-6700

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

Moriah Center Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Allison Margaret Mcgahay

Claudia A. Russell

Kristy Lynn Sprague

Cheryl A. Indelicato

Kevin Patrick Mallery

Kenneth Parker Borden

Justin Charles Wodicka

Jonathan A. Heussi

Eric Thomas Weyand

Michael James Gallant

TIPS

LEGAL TERMS

REAFFIRMATION

ACCORD AND SATISFACTION

CREDIT REPORT

BANKRUPTCY

SUBROGATION

DISPOSABLE INCOME

INTEREST

DEBT COLLECTOR

CREDITOR

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