Nelson County, KY Collection Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Nelson Collection lawyer.
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Arlene Courtney Gray

Bankruptcy, Corporate, Collection, Consumer Bankruptcy, Employment

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FREE CONSULTATION

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114 North 5th Street, Bardstown, KY 40004

Shelly Ann Kamei

Wills, Trusts, Family Law, Elder Law

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2001 Buchanan Avenue, Bardstown, KY 40004

Chad McCoy

Felony, Disability, Personal Injury, Medical Malpractice, Accident & Injury

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114 S. 3rd Street, Bardstown, KY 40004

James Patrick Willett

Construction Contracts, Real Estate, Lawsuit & Dispute, Business

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212 E. Stephen Foster Avenue, Bardstown, KY 40004

Jason Paul Floyd

Accident & Injury, Criminal, Divorce & Family Law, Criminal

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117 E Stephen Foster Ave, Bardstown, KY 40004

Matthew Edelen Hite

Real Estate, Consumer Rights, Business, Accident & Injury

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798 Portland Ave, Bardstown, KY 40004

Michelle B Sparks

General Practice

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212 W Stephen Foster Ave, Bardstown, KY 40004

Ben Thomas Haydon

Workers' Compensation, Employment, Social Security

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798 Portland Avenue, Bardstown, KY 40004

Paul Blaine Hamilton

Federal Trial Practice, Divorce & Family Law, Criminal, Personal Injury

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119 W Stephen Foster Ave, Bardstown, KY 40004

Geoffrey R Surtees

General Practice

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CONTACT

6375 New Hope Road, New Hope, KY 40052

800-814-6700

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

Nelson County, KY Collection Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Arlene Courtney Gray

Shelly Ann Kamei

Chad McCoy

James Patrick Willett

Jason Paul Floyd

Matthew Edelen Hite

Michelle B Sparks

Ben Thomas Haydon

Paul Blaine Hamilton

Geoffrey R Surtees

TIPS

LEGAL TERMS

PRESUMED ABUSE

IRS EXPENSES

COLLECTION AGENCY

LIQUIDATING PARTNER

CREDITOR

DEFINED CONTRIBUTION PLAN

MEETING OF CREDITORS

UNSECURED DEBT

COLLATERAL

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