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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Daniel J. Woodcock

Lawsuit & Dispute, Construction, Collection

Status: Licensed: 42 Years

CONTACT

New Hudson, MI 48165

Christene M. Richter

Landlord-Tenant, Real Estate, Lawsuit & Dispute, Collection

Status: Licensed: 21 Years

CONTACT

Wixom, MI 48393

Spencer Michael Bondy

Municipal, Criminal, Freedom of Information, Collection

Status: Licensed: 9 Years

CONTACT

522 N Main St, Milford, MI 48381

Katrina Marie DeMarte

Foreclosure, Contract, Collection, Personal Injury

Status: Licensed: 14 Years

CONTACT

Novi, MI 48375

Charles E. Gallagher

Foreclosure, Contract, Collection

Status: Licensed: 49 Years

CONTACT

10440 Morning Light Ct, South Lyon, MI 48178

Faye Danielle Cox

Litigation, Elder Law, Corporate, Collection

Status:

CONTACT

31155 Portside Dr, Novi, MI 48377

Gary M. Kasenow

Estate Planning, Pension & Benefits, Administrative Law, Collection

Status: Licensed: 40 Years

CONTACT

Northville, MI 48167

Jason Maltzman

Litigation, Transactions, Collection, Personal Injury

Status: Licensed: 18 Years

CONTACT

3877 Six Mile Road, Livonia, MI 48152

John G McGill

Tax, Government, Wills, Collection

Status: Licensed: 38 Years

CONTACT

8640 Heatherset Dr, Brighton, MI 48114

Derek Bahri

Collection, Veterans' Affairs

Status: Licensed: 3 Years

CONTACT

788 Wolverine Dr, Commerce Township, MI 48390

800-814-6700

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FCBA

See Fair Credit Billing Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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New Hudson Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Daniel J. Woodcock

Christene M. Richter

Spencer Michael Bondy

Katrina Marie DeMarte

Charles E. Gallagher

Faye Danielle Cox

Gary M. Kasenow

Jason Maltzman

John G McGill

Derek Bahri

TIPS

LEGAL TERMS

IRS EXPENSES

NONPROFIT CORPORATION

SECURED DEBT

MEETING OF CREDITORS

LIEN

FCBA

INTEREST

DEBIT CARD

CHAPTER 7 BANKRUPTCY

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