Niagara County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Niagara Reorganization lawyer.
Below are all Niagara lawyers.

Tricia A. Vacanti-Belter

Real Estate

Status: In Good Standing Licensed: 26 Years

CONTACT

755 Center St, Lewiston, NY 14092

Dennis Allen Clary

Accident & Injury, Social Security -- Disability, Social Security, Workers' Compensation, Wills & Probate

Status: In Good Standing Licensed: 39 Years

CONTACT

755 Center St, Lewiston, NY 14092

Edward Peter Jesella

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

5206 Paddock Lane, Lewiston, NY 14092

Michael James Dowd

Other, Lawsuit & Dispute, Divorce, Criminal

Status: In Good Standing Licensed: 36 Years

CONTACT

920 Center St, Lewiston, NY 14092

Anne Difonzo Melzer

Tax, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

1051 Upper Mountain Rd, Lewiston, NY 14092

James Prentice Hewitt

General Practice

Status: In Good Standing Licensed: 49 Years

CONTACT

757 Cayuga St, Lewiston, NY 14092

Matthew J. Murphy

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

175 Hawley St, Lockport, NY 14094

Anthony Angelo Dimillo

Real Estate, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

16 W Main St, Lockport, NY 14094

Sara Sheldon Farkas

General Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

175 Hawley St, Lockport, NY 14094

Daniel E. Brick

Other, Real Estate, Government, Bankruptcy

Status: In Good Standing Licensed: 55 Years

CONTACT

91 Tremont St, Lockport, NY 14120

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Niagara County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Tricia A. Vacanti-Belter

Dennis Allen Clary

Edward Peter Jesella

Michael James Dowd

Anne Difonzo Melzer

James Prentice Hewitt

Matthew J. Murphy

Anthony Angelo Dimillo

Sara Sheldon Farkas

Daniel E. Brick

TIPS

LEGAL TERMS

IRS EXPENSES

CREDITOR

REAFFIRMATION

CURRENT MONTHLY INCOME

C CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 13 BANKRUPTCY

NONPROFIT CORPORATION

COLLECTION AGENCY

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