North Bangor Bankruptcy & Debt Lawyer, New York, page 3

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Aisling Margaret Mcallister

Lawsuit & Dispute, Immigration, Employment

Status: Licensed: 16 Years

CONTACT

43 Golf Course Rd, Malone, NY 12953

Joy Lorraine Gokey

General Practice

Status: Licensed: 34 Years

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34 Clay St, Malone, NY 12953

John James Muldowney

Litigation, Insurance, Products Liability, Personal Injury, Medical Malpractice

Status: Licensed: 36 Years

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43 Golf Course Rd, Malone, NY 12953

Nathan Norbert Race

Landlord-Tenant, Immigration, Child Support, Criminal

Status: Licensed: 24 Years

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104 Park St, Malone, NY 12953

Robert John Boumansour

General Practice

Status: Licensed: 51 Years

CONTACT

13 First Street, Malone, NY 12953

Ginger Cantwell Carriero

General Practice

Status: Licensed: 22 Years

CONTACT

133 Park Street, Malone, NY 12953

Lillian Anderson-Duffy

Government

Status: Licensed: 43 Years

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163 Park St, Malone, NY 12953

Frank R. Cositore

Government

Status: Licensed: 34 Years

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25 Miner Rd, Malone, NY 12953

Mary Louise Mills

General Practice

Status: Licensed: 39 Years

CONTACT

568 E Main St, Malone, NY 12953

David Allen Haggard

Government, Divorce & Family Law, Criminal, Accident & Injury

Status: Licensed: 19 Years

CONTACT

184 Finney Blvd, Malone, NY 12953

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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North Bangor Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Aisling Margaret Mcallister

Joy Lorraine Gokey

John James Muldowney

Nathan Norbert Race

Robert John Boumansour

Ginger Cantwell Carriero

Lillian Anderson-Duffy

Frank R. Cositore

Mary Louise Mills

David Allen Haggard

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

FAIR CREDIT BILLING ACT (FCBA)

LIMITED LIABILITY

CREDITOR

MEETING OF CREDITORS

UNSECURED DEBT

BULK SALES LAW

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