North Dighton Credit & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Randi Levine

Corporate, Contract, Credit & Debt, Bankruptcy

Status:

CONTACT

20 Walnut Street, Wellesley Hills, MA 02481

Richard N. Gottlieb

Litigation, Credit & Debt, Collection, Bankruptcy

Status:

CONTACT

The Lawyers' Building, Eleven Beacon Street, Boston, MA 02108

Matthew S. Rousseau

Bankruptcy, Credit & Debt, Estate Planning, Real Estate

Status:

FREE CONSULTATION

CONTACT

255 Park Avenue, Worcester, MA 01609

Mark Lindner

Credit & Debt, Collection, Bankruptcy & Debt, Litigation, Landlord-Tenant

Status: Licensed: 50 Years

CONTACT

Randolph, MA 02368

Mildred N. Phillips

Tax, Litigation, Social Security, Credit & Debt

Status:

CONTACT

611 High Street, Dedham, MA 02027

Christopher W. Vaughn-Martel

Employee Rights, Insurance, Credit & Debt, Products Liability, Car Accident

Status:

CONTACT

31 Brackett Street, Milton, MA 02186

David Merritt

Bankruptcy, Business, Civil Rights, Credit & Debt

Status:

FREE CONSULTATION

CONTACT

50 Redfield Street, Boston, MA 02122

Steven R. Striffler

Construction, Administrative Law, Credit & Debt, Bankruptcy

Status:

CONTACT

63 Huckins Avenue, Quincy, MA 02171

Kevin Charles Kleister

Lawsuit & Dispute, Credit & Debt, Bankruptcy, Accident & Injury

Status:

CONTACT

21 Spinnaker Ln, Pocasset, MA 02559

Dmitry Lev

Tax, Credit & Debt, Bankruptcy, Accident & Injury

Status:

CONTACT

46 Fairway Circle, Natick, MA 01760

800-814-6700

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CCCS

See Consumer Credit Counseling Service.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

... guaranties made to WFBC under a credit and security agreement, and as to the guarantors' counterclaims against WFBC. The guarantors' appeal seeks review of (1) their liability, generally, as they claim an oral forbearance agreement precluded collection on this debt until the ...

Don v. Soo Hoo

... Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so 81 that she could shed credit card debt then amounting to slightly more than $11,000. ...

Don v. SOO

... We affirm. Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so that she could shed credit card debt then amounting to slightly more than $11,000. ...

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North Dighton Credit & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Randi Levine

Richard N. Gottlieb

Matthew S. Rousseau

Mark Lindner

Mildred N. Phillips

Christopher W. Vaughn-Martel

David Merritt

Steven R. Striffler

Kevin Charles Kleister

Dmitry Lev

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

TRUTH IN LENDING ACT (TILA)

CURRENT MONTHLY INCOME

CCCS

ACCORD AND SATISFACTION

LIMITED PARTNERSHIP

IRS EXPENSES

UNSECURED DEBT

S CORPORATION

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

Don v. Soo Hoo

Don v. SOO

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