North Houston Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Carl Joseph Ritter

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Divorce & Family Law, Litigation, Family Law, Credit & Debt

Carl Ritter is a senior attorney at Bryan Fagan, PLLC, representing clients in family law and estate planning matters. HIs focus areas are contested d... (more)

FREE CONSULTATION

CONTACT

281-810-9760

3707 Cypress Creek Parkway, Houston, TX 77068

Benjamin Todd Major

International Other, Insurance, Credit & Debt, Personal Injury

Status: Licensed: 15 Years

CONTACT

10940 W Sam Houston Pkwy N, Houston, TX 77064

John Akard

Wills, Business & Trade, Credit & Debt, Bankruptcy

Status:

CONTACT

11111 Mccracken Cir, Cypress, TX 77429

Emily Charlotte Hull

Prenuptial Agreements, Wills, Mediation, Credit & Debt

Status: Licensed: 27 Years

CONTACT

12807 Jones Road, Houston, TX 77070

Felicia Morrine Hubert

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status:

CONTACT

6810 Fm 1960 Rd W, Houston, TX 77069

David Nathaniel Harvey

Construction, Litigation, Business & Trade, Credit & Debt

Status: Licensed: 22 Years

CONTACT

6121 Cypress Creek Parkway, Houston, TX 77069

Martin Lee Pack

Business & Trade, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 19 Years

CONTACT

13831 Northwest Freeway, Houston, TX 77040

Jennette Lytle Boone

Credit & Debt, Personal Injury, Family Law, Juvenile Law

Status: Licensed: 34 Years

CONTACT

5411 Golden Stream Dr, Houston, TX 77066

Bradley Warren Graham

Construction, Litigation, Securities, Credit & Debt

Status: Licensed: 19 Years

CONTACT

10943 N Sam Houston Pkwy W, Houston, TX 77064

Roger T. Yokubaitis

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: Licensed: 56 Years

CONTACT

8303 Ivan Reid Drive, Houston, TX 77040

800-814-6700

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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North Houston Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Carl Joseph Ritter

Benjamin Todd Major

John Akard

Emily Charlotte Hull

Felicia Morrine Hubert

David Nathaniel Harvey

Martin Lee Pack

Jennette Lytle Boone

Bradley Warren Graham

Roger T. Yokubaitis

TIPS

LEGAL TERMS

GRACE PERIOD

INFRINGEMENT (OF TRADEMARK)

GARNISHMENT

PRESUMED ABUSE

CREDIT BUREAU

FORBEARANCE

WORKOUT

SOLE PROPRIETORSHIP

BANKRUPTCY TRUSTEE

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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