Northfield Reorganization Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Amy Katherine Lenceski

Commercial Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 12 Years

CONTACT

1601 Business Center Court, Louisville, KY 40299

Andrew David Stosberg

Litigation, Corporate, Bankruptcy, Bankruptcy & Debt

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4600 Shelbyville Rd, Louisville, KY 40257

Ann Forrest Batterton

Patent, Estate Planning, Employee Rights, Bankruptcy, Employment

Status: Licensed: 25 Years

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6011 Brownsboro Park Blvd, Louisville, KY 40207

Anne Courtney Coorssen

Education, Divorce & Family Law, Corporate, Bankruptcy & Debt

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4048 Ormond Road, Louisville, KY 40207

Anthony George Raluy

Public Finance, Wills, Corporate, Bankruptcy

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101 Bullitt Lane, Louisville, KY 40222

Ashley Ahrens Flynn

General Practice

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4205 Springhurst Blvd, Louisville, KY 40241

Austin Currie Llewellyn

Litigation, Insurance, Civil Rights, Litigation, Credit & Debt

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3711 Hillsdale Rd, Louisville, KY 40222

Ben Tanner Lowry

Tax, Landlord-Tenant, Divorce & Family Law, Collection

Status: Licensed: 12 Years

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8007 Lyndon Centre Way, Louisville, KY 40222

Benjamin Allen Dennison

Family Law, Criminal, Elder Law, Bankruptcy

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1717 Alliant Ave, Louisville, KY 40299

Bernard Watts

Traffic, Family Law, Criminal, Bankruptcy

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2825 Milburn Ave, Louisville, KY 40220

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CREDIT FILE

See credit report.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

COLLATERAL

Property that guarantees payment of a secured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Northfield Reorganization Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Amy Katherine Lenceski

Andrew David Stosberg

Ann Forrest Batterton

Anne Courtney Coorssen

Anthony George Raluy

Ashley Ahrens Flynn

Austin Currie Llewellyn

Ben Tanner Lowry

Benjamin Allen Dennison

Bernard Watts

TIPS

LEGAL TERMS

MEETING OF CREDITORS

INFRINGEMENT (OF TRADEMARK)

CREDIT FILE

TRUTH IN LENDING ACT (TILA)

GUARANTOR

NO-FAULT INSURANCE

COLLATERAL

SOLE PROPRIETORSHIP

CREDIT COUNSELING

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