Nyack Workout Lawyer, New York

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Sponsored Law Firm


David Ian Pankin

Workout, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Nat Wasserstein

Business, Credit & Debt, Workout, Corporate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  30 Years

FREE CONSULTATION 

CONTACT

Hyung Joon Stanley Lim

Banking & Finance, Credit & Debt, Workout, Lending
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

R. Spencer Lauterbach

Corporate, Workout, Household Mold, Trusts
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

William Paul Weintraub

Litigation, Workout, Reorganization, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  45 Years

Rosalie Walker Walker Gray

Business Organization, Workout
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  39 Years

Michael E. Wiles

Litigation, Workout
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  47 Years

John F. Bricker

Banking & Finance, Workout
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  45 Years

Michael J. Rishty

Real Estate, Joint Ventures, Merger & Acquisition, Workout
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  24 Years

Richard Hunter Engman

Reorganization, Credit & Debt, Workout
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  28 Years

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT FILE

See credit report.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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