O Fallon Reorganization Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for O Fallon Reorganization lawyer.
Below are all O Fallon Bankruptcy & Debt lawyers.

Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

Status:

FREE CONSULTATION

CONTACT

1002 East Wesley Drive, O Fallon, IL 62269

Terry Ivan Bruckert

Banking & Finance, Bankruptcy, Corporate, Business Organization, Litigation

Status: Licensed: 32 Years

CONTACT

1002 E Wesley Dr, Belleville, IL 62269

Duane C Clarke

Municipal, Criminal, Business, Bankruptcy

Status: Licensed: 29 Years

CONTACT

1002 E Wesley Dr, Belleville, IL 62269

Steven Andrew Gorom

Estate Planning, Employee Rights, Elder Law, Consumer Bankruptcy

Status: Licensed: 13 Years

CONTACT

205 W Stonybrook Dr, Belleville, IL 62269

Jerry D. Graham

Bankruptcy, Bankruptcy

Status: Licensed: 33 Years

CONTACT

1 Eagle Center, O Fallon, IL 62269

Kimberly Wirth

Bankruptcy

Status: Licensed: 16 Years

CONTACT

404 Larkway Dr, O Fallon, IL 62269

Dale Riley

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

289 Bethel Road, O Fallon, IL 62269

Candice Compton Kusmer

Health Care Other, Family Law, Consumer Bankruptcy, Medical Malpractice

Status: Licensed: 20 Years

CONTACT

1405 N Green Mount Rd, Belleville, IL 62269

Charles Robert Scanlon

Accident & Injury, Real Estate, Credit & Debt, Workers' Compensation, Slip & Fall Accident

Status: Licensed: 36 Years

FREE CONSULTATION

CONTACT

1331 Park Plaza Dr., O Fallon, IL 62269

Sarah Ann-Elizabeth Benson

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 11 Years

CONTACT

801 Lincoln Highway, Fairview Heights, IL 62208

800-814-6700

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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O Fallon Reorganization Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Harold G. Belsheim

Terry Ivan Bruckert

Duane C Clarke

Steven Andrew Gorom

Jerry D. Graham

Kimberly Wirth

Dale Riley

Candice Compton Kusmer

Charles Robert Scanlon

Sarah Ann-Elizabeth Benson

TIPS

LEGAL TERMS

IRS EXPENSES

COLLECTION AGENCY

GENERAL PARTNER

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 13 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

CREDIT FILE

DISCHARGEABLE DEBTS

TRADE DRESS

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