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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Steven C. Hathaway

Real Estate, Bankruptcy, Bankruptcy & Debt

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CONTACT

3811 Consolidation Avenue, Bellingham, WA 98227

Michael Kent Murray

Construction, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Licensed: 51 Years

CONTACT

Eastsound, WA 98245

Dale Kent Roundy

Land Use & Zoning, Estate Planning, Corporate, Commercial Bankruptcy

Status: Licensed: 51 Years

CONTACT

681 Lopez Rd, Lopez Island, WA 98261

Mary Elizabeth Schmitt

Bankruptcy, Real Estate, Trusts, Personal Injury

Status:

CONTACT

278 A, Friday Harbor, WA 98250

Neli T Espe

Landlord-Tenant, Estate Planning, Contract, Commercial Bankruptcy

Status:

CONTACT

2114 Commercial Ave, Anacortes, WA 98221

D Murphy Evans

Litigation, Lawsuit & Dispute, Civil Rights, Commercial Bankruptcy

Status: Licensed: 29 Years

CONTACT

1545 Marine Dr, Bellingham, WA 98225

Peter William Goddu

Landlord-Tenant, Civil Rights, Corporate, Collection

Status: Licensed: 44 Years

CONTACT

Friday Harbor, WA 98250

Thomas Hughes Flattery

Commercial Bankruptcy, Business & Trade, Land Use & Zoning, Landlord-Tenant

Status: Licensed: 46 Years

CONTACT

3946 Cliffside Dr, Bellingham, WA 98225

Robert A. Wolle

Family Law, Elder Law, Credit & Debt, Bankruptcy

Status:

CONTACT

119 N Commercial St, Bellingham, WA 98225

O. Shane Balloun

Credit & Debt, Corporate, Civil Rights, Estate Planning

Status: Licensed: 13 Years

CONTACT

355 Harris Ave, Bellingham, WA 98225

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

Olga Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven C. Hathaway

Michael Kent Murray

Dale Kent Roundy

Mary Elizabeth Schmitt

Neli T Espe

D Murphy Evans

Peter William Goddu

Thomas Hughes Flattery

Robert A. Wolle

O. Shane Balloun

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

DEFINED CONTRIBUTION PLAN

GARNISHMENT

CHAPTER 7 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

S CORPORATION

PREFERENCE

TOXIC TORT

CCCS

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