Orchard Park Workout Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Orchard Park Workout lawyer.
Below are all Orchard Park Bankruptcy & Debt lawyers.

Richard H. Cole

Alimony & Spousal Support, Bankruptcy, Criminal, Divorce

Status:

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37 Franklin St., Buffalo, NY 14202

Jeffrey K. Moncher

Real Estate, Workers' Compensation, Divorce & Family Law, Bankruptcy & Debt

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37 Franklin St., Buffalo, NY 14202

Paul Ira Perlman

Real Estate, Intellectual Property, Employment, Business, Consumer Bankruptcy

Status: Licensed: 45 Years

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1800 One M&T Plaza, Buffalo, NY 14203

Frank John Jacobson

Bankruptcy & Debt

Status: Licensed: 26 Years

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101 Slade Avenue, Buffalo, NY 14224

Matthew B. Herdzik

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 45 Years

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3700 Seneca St, Buffalo, NY 14224

James Anthony Partacz

Government, Estate, Child Support, Bankruptcy

Status: Licensed: 44 Years

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3890 Seneca St, Buffalo, NY 14224

Janet G. Burhyte

Divorce, Bankruptcy & Debt

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465 Main St, Buffalo, NY 14224

Charles Carlyle Ritter

Landlord-Tenant, Lawsuit & Dispute, Divorce, Criminal, Bankruptcy & Debt

Status: Licensed: 31 Years

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701 Seneca St, Buffalo, NY 14210

Steven William Klutkowski

Industry Specialties, Environmental Law, Business, Bankruptcy & Debt

Status: Licensed: 19 Years

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701 Seneca St, Buffalo, NY 14210

Jennifer Zalenski Blackhall

Government, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 31 Years

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138 Barbados Dr, Buffalo, NY 14227

800-814-6700

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCRA

See Fair Credit Reporting Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Orchard Park Workout Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Richard H. Cole

Jeffrey K. Moncher

Paul Ira Perlman

Frank John Jacobson

Matthew B. Herdzik

James Anthony Partacz

Janet G. Burhyte

Charles Carlyle Ritter

Steven William Klutkowski

Jennifer Zalenski Blackhall

TIPS

LEGAL TERMS

CREDIT INSURANCE

COLLECTION AGENCY

GUARANTOR

NONDISCHARGEABLE DEBTS

CREDIT BUREAU

FCRA

LIMITED PARTNERSHIP

REDEMPTION

BANKRUPTCY

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